609 Lytle St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 609 Lytle St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,239 sqft · built 1920
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Jul 2016)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Feb 2025 Transfer Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D W 007`

Property Details

APN / Parcel Number

Primary APN	`135D W 007`
Alternative APN	`0000059613`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,239 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	178 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059613
Street Address	609 LYTLE ST
City	CHATTANOOGA
State	TN
Zip	37405-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 76 NORTH SIDE LAND COS AMENDED PB 4 PG 47
Legal Subdivision	NORTH SIDE LAND CO A
Legal Lot Number	76
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2022
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1117 COKER CIR, CHATTANOOGA, TN 37415-6608
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 27, 2018	Deed of Trust, Mortgage · Conventional with PMI CENTRAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Prior Sale	Aug 28, 2006 · Amount on Record
Deed Document Number	201695
Deed Book / Page	10802 / 671
Last Transfer Date	Feb 19, 2025
Transfer Doc	0000000025
Record Updated	Oct 29, 2026

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 24, 2025
Property Address	609 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0000000025
Book / Page	13843 / 226
Map Reference	MB 4 PG 47
Instrument Date	Feb 19, 2025
Instrument	2025022400025
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1117 COKER CIR, CHATTANOOGA, TN 37415-6608

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	609 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0904000298
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LYTLE ST CHATTANOOGA TN 374054015, CHATTANOOGA, TN 37405-4015

Mortgage

Document Number	0904000298
Date	Sep 4, 2018
Book Page	011443/000875
Instrument	180904000298

Lender

Name	CENTRAL BK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00 (+11.32%)	$97,350 (+64.37%)	$389,400 (+64.37%) Land $225,000 Building $164,400
2024	$1,325.00	$59,225 (-)	$236,900 (-) Land $150,000 Building $86,900
2023	$1,325.00	$59,225 (-)	$236,900 (-) Land $150,000 Building $86,900
2022	$1,325.00	$59,225	$236,900 Land $150,000 Building $86,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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