607 Lytle St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 607 Lytle St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,356 sqft · built 2007
Lot Size	0.204 acres (8,900 sqft)
Owner	Individual Name on Record
Last Sale	$474,000 (Feb 2024)
Tax Bill	$1,931 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135D W 008`

Property Details

APN / Parcel Number

Primary APN	`135D W 008`
Alternative APN	`0000059614`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	178 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059614
Street Address	607 LYTLE ST
City	CHATTANOOGA
State	TN
Zip	37405-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 77 NORTH SIDE LAND COS AMENDED PB 4 PG 47
Legal Subdivision	NORTH SIDE LAND CO A
Legal Lot Number	77
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2022
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	607 LYTLE ST, CHATTANOOGA, TN 37405-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
Aug 25, 2020	Deed of Trust, Mortgage MARY L GARRISON
Dec 12, 2017	Warranty Deed, Transfer TITLE GUARANTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	2024022100146
Deed Book / Page	13517 / 361
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 21, 2024
Property Address	607 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0000000146
Book / Page	13517 / 361
Map Reference	MB 4 PG 47
Instrument Date	Feb 20, 2024
Instrument	2024022100146
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,753.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 LYTLE ST, CHATTANOOGA, TN 37405-4015

Mortgage

Document Number	0000000147
Date	Feb 21, 2024
Instrument	2024022100147

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 4, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 15, 2021
Property Address	607 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0000000133
Book / Page	12773 / 148
Map Reference	MB 4 PG 47
Instrument Date	Dec 15, 2021
Instrument	2021121500133
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,352.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 LYTLE ST, CHATTANOOGA, TN 37405-4015
Investor	Possibly a Property Investor

Mortgage

Document Number	0012773151
Date	Dec 15, 2021
Instrument	12773/151

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	8.13%
Index	1-Year CMT
Max Rate	8.13%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	607 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0825000263
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 234 WILMORE KY 403900234, WILMORE, KY 40390-0234

Mortgage

Document Number	0825000263
Date	Aug 25, 2020
Book Page	012126/000949
Instrument	200825000263

Lender

Name	MARY L GARRISON
Address	105 BRANWOOD LN, NICHOLASVILLE, KY 40356-9732

Agreement

Amount	Amount Recorded

Interest

Rate	3%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 12, 2017
Property Address	607 LYTLE ST, CHATTANOOGA, TN 37405-4015
Document Number	0000000051
Book / Page	011224 / 000532
Instrument Date	Dec 6, 2017
Instrument	51
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 234 WILMORE KY 403900234, WILMORE, KY 40390-0234

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,931.00 (+2.77%)	$127,400 (+51.67%)	$509,600 (+51.67%) Land $225,000 Building $284,600
2024	$1,879.00	$84,000 (-)	$336,000 (-) Land $150,000 Building $186,000
2023	$1,879.00	$84,000 (-)	$336,000 (-) Land $150,000 Building $186,000
2022	$1,879.00	$84,000	$336,000 Land $150,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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