601 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 601 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,103 sqft · built 1945
Lot Size	0.375 acres (16,374 sqft)
Owner	2 Individual Names on File
Last Sale	$90,500 (Apr 2016)
Tax Bill	$995 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118G J 008`

Property Details

APN / Parcel Number

Primary APN	`118G J 008`
Alternative APN	`0000045384`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,103 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,374 sqft (0.375 acres)
Lot Dimensions	234 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045384
Street Address	601 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1890C 31 05 LT 15 NORTH LUPTON DRIVE SUB PB 15 PG 63
Legal Subdivision	NORTH LUPTON DRIVE
Legal Lot Number	15
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

601 Lupton Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	601 LUPTON DR, CHATTANOOGA, TN 37415-4802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Prior Sale	Apr 29, 1999 · Amount on File
Deed Document Number	2016212
Deed Book / Page	10719 / 965
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	601 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0813000151
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	EQUI TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 LUPTON DR CHATTANOOGA TN 374154802, CHATTANOOGA, TN 37415-4802

Mortgage

Document Number	0813000151
Date	Aug 13, 2018
Book Page	011424/000503
Instrument	180813000151

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 601 Lupton Dr was $995, up 36.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00 (+36.3%)	$65,650 (+101.07%)	$262,600 (+101.07%) Land $75,000 Building $187,600
2024	$730.00	$32,650 (-)	$130,600 (-) Land $70,000 Building $60,600
2023	$730.00	$32,650 (-)	$130,600 (-) Land $70,000 Building $60,600
2022	$730.00	$32,650	$130,600 Land $70,000 Building $60,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 Lupton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Lupton Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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