Monmouth County and Middletown Township property record for 605 Locust Point Rd, Rumson, NJ 07760
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2 ba · 2,314 sqft · built 1954 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Mar 1993) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00840-03-00024 |
| Primary APN | 32-00840-03-00024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,314 sqft Gross Area |
| 1st Floor Area | 2,314 sqft |
| Basement Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 336 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 3201429000000066 |
|---|---|
| Street Address | 605 LOCUST POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2341 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R110 |
| Legal Description | FACILITY NAME: 100% DISABLED VET. |
| Legal Subdivision | MIDDLETOWN |
| Legal Block | 840.3 |
| Legal Lot Number | 24 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 605 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L FCU |
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1993 · Amount on Record |
| Deed Sale | Mar 2, 1993 · Amount on Record |
| Deed Book / Page | 5205 / 811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 605 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095609448 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 9560/9448 |
| Instrument | 2021170940 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 605 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Document Number | 0000054625 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 605 LOCUST POINT RD RUMSON NJ 077602341, RUMSON, NJ 07760-2341 |
| Document Number | 0000054625 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 009290/005553 |
| Instrument | 54625 |
| Name | FIRST FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | TOMS RIVER, NJ 08755 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 3, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 605 LOCUST POINT RD, RUMSON, NJ 07760-2341 |
| Document Number | 0000012699 |
| Book / Page | 009211 / 002770 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 605 LOCUST POINT RD LOCUST NJ 077602341, LOCUST, NJ 07760-2341 |
| Document Number | 0000012699 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 009211/002770 |
| Instrument | 12699 |
| Name | FIRST FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | TOMS RIVER, NJ 08754-1172 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 31, 2032 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,031,400 (+4.03%) Land $686,200 Building $345,200 | $1,031,400 (+4.03%) Land $686,200 Building $345,200 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $991,400 (+78.34%) Land $649,300 Building $342,100 | $991,400 (+78.34%) Land $649,300 Building $342,100 |
| 2023 | $555,900 Land $384,500 Building $171,400 | $555,900 Land $384,500 Building $171,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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