Larimer County property record for 609 Joyce Ct, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,376 sqft · built 1986 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $874,000 (Feb 2026) |
| Tax Bill | $6,630 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Nov 2025 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94213-07-041 |
| Primary APN | 94213-07-041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,376 sqft Living Area |
| Basement Area | 1,308 sqft |
| Finished Basement | 1,308 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Garage Area | 1,252 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 472 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1250523 |
|---|---|
| Old Parcel Number | 9421307041 |
| Street Address | 609 JOYCE CT |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41, AMD LOT 41 & TRACT C VAQUERO ESTATES PUD |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 21 |
| Legal Quarter | SW |
| Legal Subdivision | VAQUERO ESTATES PUD |
| Legal Tract | C |
| Legal Block | 7 |
| Legal Lot Number | 41 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 2602 |
Source: Larimer County records, as of March 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Apr 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC |
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Jun 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK |
| May 1, 2020 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Apr 1, 2019 · Amount on Record |
| Deed Document Number | 20260007824 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 24, 2026 |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000007824 |
| Map Reference | DOC 86066817 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 20260007824 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $87.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000052104 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 20250052104 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000016652 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 20240016652 |
| Name | BUTTON FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITE PLAINS, NY 10606 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011496 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 20220011496 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000036773 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 20180036773 |
| Name | FARMERS BANK |
|---|---|
| Type | Bank |
| Address | FORT COLLINS, CO 80524 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030418 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 20200030418 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 25, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000004110 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 20210004110 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 1, 2019 |
| Property Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000016118 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 20190016118 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 609 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000016119 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 20190016119 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,630.00 (+6.3%) | $58,700 (-7.26%) Land $12,500 Building $46,200 | $939,200 (-0.58%) Land $200,000 Building $739,200 |
| 2023 | $6,237.00 (+13.13%) | $63,295 (+28.05%) Land $13,400 Building $49,895 | $944,700 (+32.83%) Land $200,000 Building $744,700 |
| 2022 | $5,513.00 | $49,429 Land $7,548 Building $41,881 | $711,200 Land $108,600 Building $602,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 52% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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