Larimer County property record for 605 Joyce Ct, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 3,378 sqft · built 1992 |
| Lot Size | 0.521 acres (22,691 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Feb 2021) |
| Tax Bill | $4,556 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 94213-05-040 |
| Primary APN | 94213-05-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,378 sqft Living Area |
| Gross Area | 4,148 sqft |
| 1st Floor Area | 1,735 sqft |
| Basement Area | 1,643 sqft |
| Finished Basement | 1,643 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,691 sqft (0.521 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 233 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1118374 |
|---|---|
| Street Address | 605 JOYCE CT |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA1 |
| Legal Description | LOT 40, VAQUERO ESTATES PUD |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 21 |
| Legal Subdivision | VAQUERO ESTATES PUD |
| Legal Lot Number | 40 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 2602 |
605 Joyce Ct is owned and occupied by two individuals who bought it in February 2021.
Source: Larimer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Feb 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2021 · Amount on File |
| Deed Sale | Feb 8, 2021 · Amount on File |
| Prior Sale | Jun 2, 2009 · Amount on File |
| Deed Document Number | 202113532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 29, 2026 |
| Property Address | 605 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000031613 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202631613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 605 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000031613, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202631613 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 4, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 8, 2021 |
| Property Address | 605 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000013532 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 20210013532 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 605 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000013533 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 20210013533 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,556.00 (+24.48%) | $49,713 (+4.8%) Land $12,500 Building $37,213 | $795,400 (+12.34%) Land $200,000 Building $595,400 |
| 2023 | $3,660.00 (-2.58%) | $47,436 (+8.89%) Land $13,400 Building $34,036 | $708,000 (+12.95%) Land $200,000 Building $508,000 |
| 2022 | $3,757.00 | $43,563 Land $7,548 Building $36,015 | $626,800 Land $108,600 Building $518,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 605 Joyce Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Joyce Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 52% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures