Larimer County property record for 604 Joyce Ct, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,988 sqft · built 1986 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $522,500 (Jun 2018) |
| Tax Bill | $5,618 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94213-05-044 |
| Primary APN | 94213-05-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| Upper Floors Area | 80 sqft |
| Basement Area | 1,980 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 504 sqft |
| Patio Area | 80 sqft |
| Balcony | Balcony |
| Balcony Area | 80 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R1118439 |
|---|---|
| Old Parcel Number | 9421305044 |
| Street Address | 604 JOYCE CT |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44, VAQUERO ESTATES PUD |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 21 |
| Legal Quarter | SW |
| Legal Subdivision | VAQUERO ESTATES PUD |
| Legal Block | 5 |
| Legal Lot Number | 44 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 2602 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 1, 2018 | Warranty Deed, Transfer ELEVATIONS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 20180032914 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 604 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000016941 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 20230016941 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 604 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039998 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 20200039998 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 1, 2018 |
| Property Address | 604 JOYCE CT, BERTHOUD, CO 80513-9439 |
| Document Number | 0000032914 |
| Instrument Date | May 31, 2018 |
| Instrument | 32914 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 JOYCE CT BERTHOUD CO 805139439, BERTHOUD, CO 80513-9439 |
| Document Number | 32915 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 32915 |
| Name | ELEVATIONS CU |
|---|---|
| Address | BROOMFIELD, CO 80021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,618.00 (+6.36%) | $47,656 (-8.14%) Land $12,500 Building $35,156 | $762,500 (-1.52%) Land $200,000 Building $562,500 |
| 2023 | $5,282.00 (+13.64%) | $51,878 (+31.67%) Land $13,400 Building $38,478 | $774,300 (+36.58%) Land $200,000 Building $574,300 |
| 2022 | $4,648.00 | $39,400 Land $7,548 Building $31,852 | $566,900 Land $108,600 Building $458,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 52% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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