609 FM 1306, Gainesville, TX 76240 Property Records

Cooke County property record for 609 FM 1306, Gainesville, TX 76240

Property Summary

Property TypeRural Home
Details5 bd · 8 ba · 3,791 sqft · built 2001
Lot Size11 acres (479,596 sqft)
Owner2 Individual Names on Record
Last Sale$118,800 (Oct 2014)
Tax Bill$26,386 (2026)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN0823-011-00000

Property Details

APN / Parcel Number

Primary APN0823-011-00000
Alternative APN
  • 11605

Interior

Bedrooms5 Beds
Full Baths8 Baths
Building Area3,791 sqft Living Area
Gross Area12,673 sqft
1st Floor Area3,791 sqft
2nd Floor Area4,872 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area479,596 sqft (11 acres)
Garage TypeMixed
Garage Area1,944 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area300 sqft
PorchSlab
Porch Area1,196 sqft
Bath House375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0823-011-00000
Street Address609 FM 1306
CityGAINESVILLE
StateTX
Zip76240-0245
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPLEDGER WA 0823 ACRES 11.01
Legal SubdivisionPLEDGER WA
JurisdictionCOOKE TX
Township / Civil DivisionVALLEY VIEW
Census Block Group1
Census Block1002
Census Tract900

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address609 FM 1306, GAINESVILLE, TX 76240-0245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2014 · Amount on Record
Deed SaleOct 20, 2014 · Amount on Record
Deed Document Number201452288
Deed Book / Page1969 / 787
Last Transfer DateJan 8, 2024
Transfer Doc0000000240
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address609 FM 1306, GAINESVILLE, TX 76240-0245
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 FM 1306, CALLISBURG, TX 76240-0245

Mortgage

Document Number002622/806
DateJan 19, 2024
Book Page2622/806
Instrument2024-404
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
AddressWICHITA FALLS, TX 76308
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.25%
Type Change DateFeb 1, 2027
Change FrequencyAnnually
Min Rate At Change8.25%
Max Rate At Change10.2%
Index1-Year T-Bill
Max Rate14.2%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,386.00 (+96.49%) Homeowner's exemption Senior Citizen's exemption$1,737,865 (-0.01%)$1,977,264 (-) Land $305,742 Building $1,671,522
2025$13,429.00 (+5.46%) Homeowner's exemption Senior Citizen's exemption$1,737,975 (+3.34%) Land $66,453 Building $1,671,522$1,977,264 (+13.81%) Land $305,742 Building $1,671,522
2024$12,734.00 (-30.85%)
2023$1,681,820$1,737,281 Land $296,690 Building $1,440,591
2022$18,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 60% of Texas
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
ElektraFi
Fixed Wireless
100 / 20

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