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612 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 612 E 20th St, Covington, KY 41014 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1912
Square Footage994 sqft Finished Area
Lot Size3,000 sqft (0.069 acres)
OccupancyOwner Occupied
Last Sale$247,000 (2024)
Tax Bill$3,272.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-28-013.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area994 sqft Finished Area
Gross Area1,078 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialBrick Exterior
Lot Area3,000 sqft (0.069 acres)
Depth X Width100 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address612 E 20TH ST
CityCOVINGTON
StateKY
Zip41014-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPATCH & CO SEC 11 PT LOT 45 30'X 100' NS 20TH 149' E OAKLAND
Legal SubdivisionPATCH & CO
Legal Phase11
Legal Lot Number45
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1022
Census Tract61000

Owner

Source: Kenton County records · APN 055-32-28-013.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address612 E 20TH ST, COVINGTON, KY 41014-1512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Oct 10, 2022Fiduciary Deed, Transfer
Oct 11, 2022Warranty Deed, Transfer · Stand Alone Second Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2024 · Amount on Record
Deed SaleJun 03, 2024 · Amount on Record
Prior SaleApr 10, 2023 · Amount on Record
Deed Doc Number202418
Deed Book / Page287 / 167
Record RefreshedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 10, 2023
Property Address612 E 20TH ST, COVINGTON, KY 41014-1512
Document Number0005900062
Book / PageKC 221 / 223
Map ReferencePL 216
Instrument DateApr 07, 2023
Instrument23041005900062
Transaction TypeTransfer
Record UpdatedMay 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1488 VISTAGLEN CIR, UNION, KY 41091-8276

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address612 E 20TH ST, COVINGTON, KY 41014-1512

Mortgage

Document Number0005900063
DateApr 10, 2023
Book PageKCM 452/503
Instrument23041005900063
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

October 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionKENTON KY
Recording DateOct 10, 2022
Property Address612 E 20TH ST, COVINGTON, KY 41014-1512
Document Number0005900042
Book / Page193 / 748
Map ReferencePL 216
Instrument DateOct 06, 2022
Instrument22101005900042
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 ROGERS OVERLOOK CT, 605, VILLA HILLS, KY 41017-4005

Transferred To (Grantee/Buyer)

NameVerified Name
Address12333 SOWDEN RD STE B, B, HOUSTON, TX 77080-2059
InvestorPossibly a Property Investor

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 11, 2022
Property Address612 E 20TH ST, COVINGTON, KY 41014-1512
Document Number0005900229
Book / Page194 / 372
Map ReferencePL 216
Instrument DateOct 06, 2022
Instrument22101105900229
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyHOMETOWN TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1488 VISTAGLEN CICLE, 1488, COVINGTON, KY 41014

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E 20TH ST, COVINGTON, KY 41014-1512

Mortgage

Document Number0005900230
DateOct 11, 2022
Instrument22101105900230
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,272.00 (+173.12%)$247,000 (+174.44%) Land $5,000 Building $242,000$247,000 (+174.44%) Land $5,000 Building $242,000
2023$1,198.00$90,000 Land $5,000 Building $85,000$90,000 Land $5,000 Building $85,000

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