609 Clay St, Ottawa, IL 61350 Property Records

LaSalle County property record for 609 Clay St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,832 sqft · built 1896
Lot Size0.089 acres (3,889 sqft)
Owner2 Individual Names on File
Tax Bill$6,199 (2025)
Deeds & MortgagesSep 2018 Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-11-302-012

Property Details

APN / Parcel Number

Primary APN21-11-302-012
Alternative APN
  • 18-11-303-012

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,832 sqft Total Area

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Lot Area3,889 sqft (0.089 acres)

Location & Zoning

Street Address609 CLAY ST
CityOTTAWA
StateIL
Zip61350-2791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS SUBD O L SEC 11-33-3 N 1/2 S L 4 SE 1/4 SL 3 OUTLOT 34 (EX PT TO RD DO C13-09673
Legal Range03
Legal Township33
Legal Section11
Legal SubdivisionASSESSORS SUB OF O L S SW 1/4 SEC 11-33
Legal Lot Number4
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group4
Census Block4002
Census Tract962800

Owner

Source: LaSalle County records · APN 21-11-302-012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address609 CLAY ST, OTTAWA, IL 61350-2791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK
Sep 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK
Sep 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address609 CLAY ST, OTTAWA, IL 61350-2791
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201813080
DateSep 27, 2018
Instrument201813080
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address609 CLAY ST, OTTAWA, IL 61350-2791
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201813080
DateSep 27, 2018
Instrument201813080
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address609 CLAY ST, OTTAWA, IL 61350-2791
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201813080
DateSep 27, 2018
Instrument201813080
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,199.00 (+8.58%)$67,802 (+23.31%) Land $3,962 Building $63,840$203,406 (+23.31%) Land $11,886 Building $191,520
2024$5,709.00
2023$54,987 (+10.18%) Land $3,213 Building $51,774$164,961 (+10.18%) Land $9,639 Building $155,322
2022$49,906 Land $7,152 Building $42,754$149,718 Land $21,456 Building $128,262

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1984–2020)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50

May also be available: AT&T, Verizon.

Based on FCC filings for 580 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOTTAWA
serves 18,097 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number