410 Clay St, Ottawa, IL 61350 Property Records

LaSalle County property record for 410 Clay St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1900
Lot Size	0.098 acres (4,283 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Jun 2017)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Jun 2017 Sale Jun 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-315-006`

Property Details

APN / Parcel Number

Primary APN	`21-11-315-006`
Alternative APN	`18-11-331-006`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,283 sqft (0.098 acres)

Location & Zoning

Street Address	410 CLAY ST
City	OTTAWA
State	IL
Zip	61350-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKERS ADD N 1/2 LT 5 BLK 3 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	WALKERS ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	4
Census Block	4013
Census Tract	962800

Owner

410 Clay St is owned and occupied by an individual who bought it in June 2017.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	410 CLAY ST, OTTAWA, IL 61350-2745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed, Transfer
Jun 30, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jun 30, 2017	Intrafamily Transfer, Transfer
Jun 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Deed Document Number	20179529
Record Updated	Oct 29, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 30, 2017
Property Address	410 CLAY ST, OTTAWA, IL 61350-2745
Document Number	201709529
Instrument Date	Jun 30, 2017
Instrument	201709529
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 30, 2017
Property Address	410 CLAY ST, OTTAWA, IL 61350-2745
Document Number	201709529
Instrument Date	Jun 30, 2017
Instrument	201709529
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201709530
Date	Jun 30, 2017
Instrument	201709530

Lender

Name	WELLS FARGO BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Jun 30, 2017
Property Address	410 CLAY ST, OTTAWA, IL 61350-2745
Document Number	201709530
Instrument Date	Jun 23, 2017
Instrument	201709530
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Jun 30, 2017
Property Address	410 CLAY ST, OTTAWA, IL 61350-2745
Document Number	201709530
Instrument Date	Jun 23, 2017
Instrument	201709530
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 410 Clay St was $3,150, up 9.7% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,150.00 (+9.68%)	$37,407 (+10.36%) Land $4,364 Building $33,043	$112,221 (+10.36%) Land $13,092 Building $99,129
2024	$2,872.00	$33,895 (+11.73%) Land $3,954 Building $29,941	$101,685 (+11.73%) Land $11,862 Building $89,823
2023		$30,337 (+10.18%) Land $3,539 Building $26,798	$91,011 (+10.18%) Land $10,617 Building $80,394
2022		$27,534 Land $6,384 Building $21,150	$82,602 Land $19,152 Building $63,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 Clay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 410 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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