325 Clay St, Ottawa, IL 61350 Property Records

LaSalle County property record for 325 Clay St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,830 sqft · built 1895
Lot Size	0.189 acres (8,241 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Nov 2020)
Tax Bill	$5,963 (2025)
Deeds & Mortgages	Nov 2020 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-11-320-008`

Property Details

APN / Parcel Number

Primary APN	`21-11-320-008`
Alternative APN	`18-11-311-023`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,830 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	8,241 sqft (0.189 acres)

Location & Zoning

Street Address	325 CLAY ST
City	OTTAWA
State	IL
Zip	61350-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKER'S ADD, N1/2 LT 1 & N1/2 LT 2 (EX W5') BLK 5 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	WALKERS ADD
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	4
Census Block	4016
Census Tract	962800

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 CLAY ST, OTTAWA, IL 61350-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer
Oct 20, 2020	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202017605
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 12, 2020
Property Address	325 CLAY ST, OTTAWA, IL 61350-2705
Document Number	202017605
Instrument Date	Jul 22, 2020
Instrument	2020-17605
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CLAY ST, OTTAWA, IL 61350-2705

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 20, 2020
Property Address	325 CLAY ST, OTTAWA, IL 61350-2705
Document Number	202016263
Instrument Date	Jul 22, 2020
Instrument	2020-16263
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 E CENTER ST, 126, OTTAWA, IL 61350-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CLAY ST, OTTAWA, IL 61350-2705

Mortgage

Document Number	202016264
Date	Oct 20, 2020
Instrument	2020-16264

Lender

Name	WINTRUST MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,963.00 (+8.64%)	$65,449 (+23.3%) Land $8,397 Building $57,052	$196,347 (+23.3%) Land $25,191 Building $171,156
2024	$5,489.00
2023		$53,079 (+10.18%) Land $6,810 Building $46,269	$159,237 (+10.18%) Land $20,430 Building $138,807
2022		$48,175 Land $8,860 Building $39,315	$144,525 Land $26,580 Building $117,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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