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6085 SW Gaines Ave, Stuart, FL 34997 Property Records

Martin County property record for 6085 SW Gaines Ave, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,724 sqft · built 1964
Lot Size0.91 acres (39,640 sqft)
OwnerOwner Name on File
Last Sale$95,000 (Mar 1999)
Tax Bill$2,071 (2024)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-000-047-00051-7

Property Details

APN / Parcel Number

Primary APN55-38-41-000-047-00051-7
Alternative APN
  • 44106

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,724 sqft Living Area
1st Floor Area1,364 sqft
2nd Floor Area360 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1964
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area39,640 sqft (0.91 acres)
PorchPorch
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44106
Street Address6085 SW GAINES AVE
CitySTUART
StateFL
Zip34997-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST LUCIE INLET FARMS N 125' OF W1/2 OF TR 5 BLK 47
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionST LUCIE INLET FARMS
Legal Tract5
Legal Block47
Legal Lot Number5
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1003
Census Tract1103

Owner

Source: Martin County records · APN 55-38-41-000-047-00051-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing AddressPO BOX 120, PALM CITY, FL 34991-0120
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 1999 · Amount on Record
Deed SaleMar 01, 1999 · Amount on Record
Deed Document Number0013741065
Deed Book / Page1374 / 1065
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6085 SW GAINES AVE, STUART, FL 34997-6206
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031421949
DateJul 13, 2020
Book Page3142/1949
Instrument2825406
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$144,274 (+5.99%)$386,970 (+7.31%) Land $250,000 Building $136,970
2024$2,071.00 (+3.14%)
2023$2,008.00 (+4.31%) Additional exemption filed$136,125 (+3%)$360,620 (+19.99%) Land $240,000 Building $120,620
2022$1,925.00 Homeowner's exemption$132,161$300,530 Land $190,400 Building $110,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 186 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
32 under condo master policies
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025, other causes
Claims By Storm
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 971 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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