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5953 SW Gaines Ave, Stuart, FL 34997 Property Records

Martin County property record for 5953 SW Gaines Ave, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,927 sqft · built 1997
Lot Size4.35 acres (189,486 sqft)
OwnerCompany Name on Record
Last Sale$420,000 (Sep 2015)
Tax Bill$3,246 (2024)
Deeds & MortgagesJul 2022 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-000-047-0004.0-1-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-000-047-0004.0-1-0000
Alternative APNs
  • 55-38-41-000-047-00040-1
  • 44102

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,927 sqft Living Area
Gross Area2,683 sqft
1st Floor Area1,927 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area189,486 sqft
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Concrete/Masonry Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44102
Street Address5953 SW GAINES AVE
CitySTUART
StateFL
Zip34997-7460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionST LUCIE INLET FARMS PART OF TRACT 4 DESC AS: BEG INTER S R/W LINDEN & E R/W OF GAINES NELY 368.86 SELY 513.25 SWLY 368.86 TO R/W & NWLY ALG R/W 513.17 TO POB
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionST LUCIE INLET FARMS
Legal Tract4
Legal Block1
Legal Lot Number4
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1003
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Quit Claim Deed, Transfer · Conventional Mortgage
EAST COAST MORTGAGE LENDERS INC
Oct 8, 2018Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2015 · Amount on Record
Deed SaleSep 21, 2015 · Amount on Record
Prior SaleFeb 7, 1997 · Amount on Record
Deed Document Number20152535853
Deed Book / Page2808 / 2070
Last Transfer DateJun 28, 2022
Transfer Doc0033232424
Record UpdatedOct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateJul 7, 2022
Property Address5953 SW GAINES AVE, STUART, FL 34997-7460
Document Number0033232424
Book / Page3323 / 2424
Map ReferenceMB 1 PG 98
Instrument DateJun 28, 2022
Instrument2969635
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanySOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address5953 SW GAINES AVE, 5953, STUART, FL 34997-7460

Transferred To (Grantee/Buyer)

NameVerified Name
Address5953 SW GAINES AVE, STUART, FL 34997-7460

Mortgage

Document Number0033232426
DateJul 7, 2022
Instrument3323/2426
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 8, 2018
Property Address5953 SW GAINES AVE, STUART, FL 34997-7460
Document Number0030200747
Book / Page003020 / 000747
Instrument DateSep 27, 2018
Instrument2719373
Transaction TypeTransfer
Record UpdatedNov 2, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5529 SE AULT AVE STUART FL 349976438, STUART, FL 34997-6438

Mortgage

Document Number30200749
DateOct 8, 2018
Book Page003020/000749
Instrument2719374
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 7, 2033
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$217,790$682,860 (+15.81%) Land $391,500 Building $291,360
2024$3,246.00 (+2.49%)
2023$3,167.00 (+3.9%)
2022$3,048.00 Homeowner's exemption$199,504$589,630 Land $326,250 Building $263,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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