608 Undercliff Ave, #2, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 608 Undercliff Ave, #2, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,296 sqft · built 2020
Lot Size	0.075 acres (3,250 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Feb 2022)
Tax Bill	$26,886 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13 00028-0000-00005-0000-C0002`

Property Details

APN / Parcel Number

Primary APN	`13 00028-0000-00005-0000-C0002`
Alternative APN	`13-00028-0000-00005-01-C0002`

Interior

Stories	2 Stories
Building Area	3,296 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	13000280000000050000C0002
Street Address	608 UNDERCLIFF AVE, 2
City	EDGEWATER
State	NJ
Zip	07020-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X130
Legal Subdivision	BOROUGH/EDGEWATER
Legal Block	28
Legal Lot Number	5.01
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13002

Owner

608 Undercliff Ave, #2 is owned by two individuals who bought it in February 2022.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Deed Document Number	202223777
Deed Book / Page	4594 / 1054
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 23, 2022
Property Address	608 UNDERCLIFF AVE # 2, 2, EDGEWATER, NJ 07020-1417
Document Number	0045941054
Book / Page	4594 / 1054
Instrument Date	Nov 22, 2021
Instrument	2022023777
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8305 BERGENLINE AVEC, NORTH BERGEN, NJ 07047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417
Investor	Possibly a Property Investor

Mortgage

Document Number	2022023778
Date	Feb 23, 2022
Instrument	2022023778

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 608 Undercliff Ave, #2 was $26,886, up 5.9% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,743,000 (+6.64%) Land $340,500 Building $1,402,500	$1,743,000 (+6.64%) Land $340,500 Building $1,402,500
2025	$26,886.00 (+5.94%)	$1,634,400 Land $322,200 Building $1,312,200	$1,634,400 Land $322,200 Building $1,312,200
2024	$25,379.00
2023		$1,553,100 Land $297,500 Building $1,255,600	$1,553,100 Land $297,500 Building $1,255,600
2022	$24,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Undercliff Ave, #2 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1989)
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Undercliff Ave, #2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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