607 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 607 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,670 sqft · built 1930
Lot Size	0.077 acres (3,367 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (May 2019)
Tax Bill	$9,595 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00027-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`13-00027-0000-00054`
Alternative APN	`130002700054`

Interior

Stories	2 Stories
Building Area	1,670 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	3,367 sqft (0.077 acres)
Lot Dimensions	66 ft deep x 51 ft wide

Location & Zoning

Street Address	607 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	51X66 0.0773
Legal Subdivision	EDGEWATER REALTY CO & WO ROSS
Legal Block	27
Legal Lot Number	54
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1005
Census Tract	13002

Owner

607 Undercliff Ave is owned and occupied by an individual who bought it in May 2019.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	607 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 3, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	201927810
Deed Book / Page	3234 / 1786
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	607 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037311621
Date	Sep 28, 2020
Book Page	3731/1621
Instrument	20-093247

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 3, 2019
Property Address	607 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451
Document Number	0032341786
Book / Page	3234 / 1786
Instrument Date	Apr 9, 2019
Instrument	19-027810
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1451

Tax Assessment & Valuation

The 2025 property tax bill for 607 Undercliff Ave was $9,595, up 6.5% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,000 (+6.46%) Land $344,500 Building $276,500	$621,000 (+6.46%) Land $344,500 Building $276,500
2025	$9,595.00 (+6.47%)	$583,300 Land $326,100 Building $257,200	$583,300 Land $326,100 Building $257,200
2024	$9,012.00
2023		$544,400 Land $301,000 Building $243,400	$544,400 Land $301,000 Building $243,400
2022	$8,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1989)
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 607 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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