Bergen County and Edgewater Borough property record for 600 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 1930 |
| Lot Size | 0.112 acres (4,861 sqft) |
| Owner | Company Name on File |
| Last Sale | $780,000 (Oct 2021) |
| Tax Bill | $12,566 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00028-0000-00002-01 |
| Primary APN | 13-00028-0000-00002-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 4,861 sqft (0.112 acres) |
| Lot Dimensions | 143 ft deep x 34 ft wide |
| Old Parcel Number | 1300028000000002 |
|---|---|
| Street Address | 600 UNDERCLIFF AVE |
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34X143 |
| Legal Subdivision | PROPERTY/THE EDGEWATER REALTY |
| Legal Block | 28 |
| Legal Lot Number | 2.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
600 Undercliff Ave is owned by a company that bought it in October 2021.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Oct 25, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA COMMERCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Mar 21, 2014 · Amount on File |
| Deed Document Number | 2021160278 |
| Deed Book / Page | 4426 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 30, 2026 |
| Property Address | 600 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417 |
| Document Number | 0000044144 |
| Book / Page | 5835 / 367 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202644144 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 600 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417 |
| Document Number | 0000044144, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 5835/367 |
| Instrument | 202644144 |
| Name | CITADEL SERVICING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 25, 2021 |
| Property Address | 600 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417 |
| Document Number | 0044260172 |
| Book / Page | 4426 / 172 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021160278 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,093.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15504 ANDORRA WAY, 15504, SAN DIEGO, CA 92129-1110 |
| Name | Verified Name |
|---|---|
| Address | 600 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1417 |
| Document Number | 2021160279 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021160279 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 8, 2051 |
The 2025 property tax bill for 600 Undercliff Ave was $12,566, up 6.3% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,400 (+4.78%) Land $395,300 Building $405,100 | $800,400 (+4.78%) Land $395,300 Building $405,100 | |
| 2025 | $12,566.00 (+6.35%) | $763,900 Land $375,400 Building $388,500 | $763,900 Land $375,400 Building $388,500 |
| 2024 | $11,816.00 | ||
| 2023 | $713,500 Land $345,800 Building $367,700 | $713,500 Land $345,800 Building $367,700 | |
| 2022 | $11,253.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 600 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 600 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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