608 Rustic Ridge Dr, Rockwall, TX 75032 Property Records

Rockwall County property record for 608 Rustic Ridge Dr, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 5,943 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Aug 2020)
Tax Bill	$34,431 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R89832`

Property Details

APN / Parcel Number

Primary APN	`R89832`
Alternative APNs	`S4766-000C-0003-00-0R` `89832`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,943 sqft Living Area
Gross Area	7,163 sqft
1st Floor Area	5,943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,108 sqft
Porch	Covered Porch
Deck Area	Deck Area
Patio Area	845 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	608 RUSTIC RIDGE DR
City	ROCKWALL
State	TX
Zip	75032-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE LAKES PHASE 1, BLOCK C, LOT 3
Legal Subdivision	RIDGE LAKES PHASE 1
Legal Phase	1
Legal Tract	3
Legal Block	C
Legal Lot Number	3
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1021
Census Tract	40508

Owner

Source: Rockwall County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	608 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit A MORTGAGE
Oct 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TEXAS BANK FINANCIAL
Aug 7, 2020	Vendor's Lien, Transfer TEXAS BANK FINANCIAL
Apr 12, 2019	Grant Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Apr 12, 2019
Deed Document Number	202017984
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	Jul 8, 2026
Property Address	608 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089
Document Number	0000013030
Instrument Date	Apr 28, 2026
Instrument	202613030
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089

Mortgage

Document Number	0000013030,
Date	Jul 8, 2026
Instrument	202613030

Lender

Name	A MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Oct 5, 2021
Property Address	608 RUSTIC RIDGE DR, HEATH, TX 75032-2089
Document Number	0000026646
Map Reference	CAB 1 SL 389
Instrument Date	Sep 23, 2021
Instrument	20210000026646
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	NOT AVAILABLE, ONTITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089

Mortgage

Document Number	0000026647
Date	Oct 5, 2021
Instrument	20210000026647

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	12.1%

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 7, 2020
Property Address	608 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089
Document Number	0000017984
Map Reference	CAB 1 SL 389
Instrument Date	Aug 7, 2020
Instrument	20200000017984
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 TURTLE CREEK BLVD # 1718, 1718, DALLAS, TX 75219-4802

Mortgage

Document Number	0000017985
Date	Aug 7, 2020
Instrument	20200000017985

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Apr 12, 2019
Property Address	608 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089
Document Number	0000005334
Instrument Date	Apr 11, 2019
Instrument	5334
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 S GOLDWATER WAY MIDWAY UT 84049, MIDWAY, UT 84049

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,031,997 (-5.96%) Land $350,000 Building $1,681,997	$2,031,997 (-5.96%) Land $350,000 Building $1,681,997
2025	$34,431.00 (+6.67%)	$2,160,707 (+31.21%) Land $393,875 Building $1,766,832	$2,160,707 (+31.21%) Land $393,875 Building $1,766,832
2024	$32,279.00 (+24.64%)
2023	$25,898.00 (+582.78%)	$1,646,731 Land $300,000 Building $1,346,731	$1,646,731 Land $300,000 Building $1,346,731
2021	$3,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Spectrum.

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