605 Rustic Ridge Dr, Rockwall, TX 75032 Property Records

Rockwall County property record for 605 Rustic Ridge Dr, Rockwall, TX 75032 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2020
Square Footage4,368 sqft Living Area
Lot Size24,960 sqft (0.573 acres)
OccupancyOwner Occupied
Last Sale$1,424,430 (2025)
Tax Bill$28,926.00 (2025)

Property Details

APN / Parcel Number

Primary APNR89813
Alternative APNs
  • S4766-000B-0002-00-0R
  • 89813

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,368 sqft Living Area
Gross Area5,889 sqft Gross Area
1st Floor4,368 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area24,960 sqft (0.573 acres)
Depth X Width171 ft x 144 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area1,002 sqft Garage
PorchCovered Porch
Storage Building118 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address605 RUSTIC RIDGE DR
CityROCKWALL
StateTX
Zip75032-2088
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDGE LAKES PHASE 1, BLOCK B, LOT 2
Legal SubdivisionRIDGE LAKES PHASE 1
Legal Phase1
Legal Tract2
Legal BlockB
Legal Lot Number2
JurisdictionROCKWALL TX
Minor Civil DivisionSOUTH ROCKWALL
Census Blockgroup1
Census Block1021
Census Tract40508

Owner

Source: Rockwall County records · APN R89813

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address605 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2088
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2025Vendor's Lien, Transfer · Conventional Mortgage
SIMMONS BANK
Oct 03, 2022Vendor's Lien, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 21, 2020Deed of Trust, Mortgage
ALLIANCE BANK
Aug 07, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleOct 03, 2022 · Amount on Record
Deed Doc Number20257530
Record RefreshedSep 20, 2026

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateApr 30, 2025
Property Address605 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2088
Document Number0000007530
Instrument DateApr 29, 2025
Instrument20250000007530
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1218 WHISPER ROCK DR, ROCKWALL, TX 75032-0237

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 RUSTIC RIDGE DR, HEATH, TX 75032-2088

Mortgage

Document Number0000007531
DateApr 30, 2025
Instrument20250000007531
Lender
NameSIMMONS BANK
TypeBank
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 05, 2055
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2030
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change9.25%
Max Rate12.2%

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateOct 03, 2022
Property Address605 RUSTIC RIDGE DR, HEATH, TX 75032-2088
Document Number0000021968
Map ReferenceCAB I SL 389
Instrument DateSep 30, 2022
Instrument20220000021968
Transaction TypeTransfer
Record UpdatedOct 17, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 RUSTIC RIDGE DR, 605, ROCKWALL, TX 75032-2088

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 WHISPER ROCK DR, ROCKWALL, TX 75032-0237

Mortgage

Document Number0000021969
DateOct 03, 2022
Instrument20220000021969
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.65%
IndexOther
Margin3
Max Rate9.65%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address605 RUSTIC RIDGE DR, HEATH, TX 75032-2088
Transaction TypeMortgage
Record UpdatedApr 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006168
DateMar 21, 2022
Instrument20220000006168
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address605 RUSTIC RIDGE DR, HEATH, TX 75032-2088
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 LAURENCE DR, HEATH, TX 75032-1962

Mortgage

Document Number0000025277
DateOct 21, 2020
Instrument20200000025277
Lender
NameALLIANCE BANK
TypeBank
AddressSULPHUR SPRINGS, TX 75483
Agreement
AmountAmount Recorded
Term12 Months
DueOct 19, 2021

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateAug 07, 2020
Property Address605 RUSTIC RIDGE DR, HEATH, TX 75032-2088
Document Number0000017981
Instrument DateJul 15, 2020
Instrument17981
Transaction TypeTransfer
Record UpdatedSep 07, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 LAURENCE DR HEATH TX 750321962, HEATH, TX 75032-1962

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHeath City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,706,947 (-5.96%) Land $315,150 Building $1,391,797$1,706,947 (-5.96%) Land $315,150 Building $1,391,797
2025$28,926.00 (+30.59%)$1,815,211 (+21.06%) Land $298,504 Building $1,516,707$1,815,211 (+21.06%) Land $298,504 Building $1,516,707
2024$22,150.00
2023$22,150.00 (+256.28%) Homeowner's exemption Senior Citizen's exemption$1,499,387 Land $300,000 Building $1,199,387$1,499,387 Land $300,000 Building $1,199,387
2021$6,217.00

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