604 Rustic Ridge Dr, Rockwall, TX 75032 Property Records

Rockwall County property record for 604 Rustic Ridge Dr, Rockwall, TX 75032 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,693 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$334 (Jun 2022)
Tax Bill	$25,239 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R89831`

Property Details

APN / Parcel Number

Primary APN	`R89831`
Alternative APNs	`S4766-000C-0002-00-0R` `89831`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,693 sqft Living Area
Gross Area	7,304 sqft
1st Floor Area	5,693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,391 sqft
Porch	Covered Porch
Patio Area	553 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	604 RUSTIC RIDGE DR
City	ROCKWALL
State	TX
Zip	75032-2089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE LAKES PHASE 1, BLOCK C, LOT 2
Legal Subdivision	RIDGE LAKES PHASE 1
Legal Phase	1
Legal Tract	2
Legal Block	C
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1021
Census Tract	40508

Owner

Source: Rockwall County records · APN R89831

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	604 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
May 03, 2021	Grant Deed, Construction Loan · Construction Mortgage AMERICAN NAT'L BK/TX
Feb 01, 2021	Vendor's Lien, Transfer · Commercial Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2022 · Amount on Record
Deed Sale	Jun 07, 2022 · Amount on Record
Prior Sale	Feb 01, 2021 · Amount on Record
Deed Document Number	202212739
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	0000002483
Record Updated	Sep 20, 2026

June 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 07, 2022
Property Address	604 RUSTIC RIDGE DR, HEATH, TX 75032-2089
Document Number	0000012739
Map Reference	CAB I SL 389
Instrument Date	Jun 03, 2022
Instrument	20220000012739
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	604 RUSTIC RIDGE DR, HEATH, TX 75032-2089

Mortgage

Document Number	0000012740
Date	Jun 07, 2022
Instrument	20220000012740

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

May 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 03, 2021
Property Address	604 RUSTIC RIDGE DR, HEATH, TX 75032-2089
Document Number	0000010966
Instrument Date	Apr 27, 2021
Instrument	10966
Transaction Type	Construction Loan
Record Updated	Jun 09, 2021
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 818 CRANDALL TX 751140818, CRANDALL, TX 75114-0818

Mortgage

Document Number	10967
Date	May 03, 2021
Instrument	10967

Lender

Name	AMERICAN NAT'L BK/TX
Type	Bank
Address	CRANDALL, TX 75114

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 02, 2022

Mortgage

Document Number	10885,
Date	May 03, 2021
Instrument	10885

Lender

Name	AMERICAN NAT'L BK/TX
Type	Bank
Address	1023 W US HIGHWAY 175, CRANDALL, TX 75114-2005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 02, 2022

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 01, 2021
Property Address	604 RUSTIC RIDGE DR, HEATH, TX 75032-2089
Document Number	0000002483
Map Reference	CAB I SL 389
Instrument Date	Jan 26, 2021
Instrument	20210000002483
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 ADRIATIC PKWY, 351, MCKINNEY, TX 75072-5540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 CREEKVIEW LN, CRANDALL, TX 75114-5105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002484
Date	Feb 01, 2021
Instrument	20210000002484

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,845,336 (+1%)	$2,000,000 (-4.28%) Land $350,000 Building $1,650,000
2025	$25,239.00 (+2.37%) Homeowner's exemption	$1,677,578 (+21%)	$2,089,370 (+50.7%) Land $393,875 Building $1,695,495
2024	$24,655.00 (+18.62%)
2023	$20,785.00 (+912.91%) Homeowner's exemption	$1,386,428 Land $300,000 Building $1,086,428	$1,386,428 Land $300,000 Building $1,086,428
2021	$2,052.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970405081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 21% of Texas
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Optimum Communications	Fiber	940 / 940
Optimum Communications	Cable	940 / 35
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
3 Rooms Communications	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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