608 Phillips Dr, Champaign, IL 61820 Property Records

Champaign County property record for 608 Phillips Dr, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,080 sqft · built 1986
Lot Size0.261 acres (11,363 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Nov 2021)
Tax Bill$1,440 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-21-07-158-019

Property Details

APN / Parcel Number

Primary APN46-21-07-158-019

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Building Perimeter
1st Floor Area1,080 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Roof MaterialOther
Lot Area11,363 sqft (0.261 acres)
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address608 PHILLIPS DR
CityCHAMPAIGN
StateIL
Zip61820-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 105 DR. MARTIN LUTHER KING JR. SUB NO 1
Legal Range09E
Legal Township19N
Legal Section07
Legal SubdivisionDR. MARTIN LUTHER KING JR. SUB NO 1
Legal Lot Number105
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2002
Census Tract200

Owner

Source: Champaign County records · APN 46-21-07-158-019

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address608 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Jun 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
IROQUOIS FSLA
Jun 14, 2017Warranty Deed, Transfer · Construction Mortgage
CENTRAL FIN LN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number202127431
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 22, 2021
Property Address608 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
Document Number0000027431
Map ReferenceDOC85R18228MB AA PG4
Instrument DateNov 22, 2021
Instrument2021R27431
Transaction TypeTransfer
Record UpdatedDec 08, 2021
Title CompanyNOT AVAILABLE, ACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 PHILLIPS DR, CHAMPAIGN, IL 61820-3113

Mortgage

Document Number0000027432
DateNov 22, 2021
Instrument2021R27432
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address608 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010296
DateJun 20, 2018
Instrument2018R10296
Lender
NameIROQUOIS FSLA
TypeBank
AddressSAVOY, IL 61874
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 15, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 14, 2017
Property Address608 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
Document Number0000010560
Instrument DateJun 09, 2017
Instrument10560
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyFIRST CMNTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 751 SAVOY IL 618740751, SAVOY, IL 61874-0751

Mortgage

Document Number10561
DateJun 14, 2017
Instrument10561
Lender
NameCENTRAL FIN LN
TypeFunding / Finance Company
AddressCHAMPAIGN, IL 61820-4914
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 13, 2018

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$25,260 (+33.51%) Land $4,810 Building $20,450$75,780 (+33.51%) Land $14,430 Building $61,350
2024$1,440.00 (+21.21%)
2022$1,188.00 Homeowner's exemption$18,920 Land $3,610 Building $15,310$56,760 Land $10,830 Building $45,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1979–1996)
Most Recent ClaimMay 1996 · Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Pavlov Media.

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Phillips Dr

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