604 Phillips Dr, Champaign, IL 61820 Property Records

Champaign County property record for 604 Phillips Dr, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,252 sqft · built 1986
Lot Size	0.277 acres (12,082 sqft)
Owner	Trust Name on Record
Last Sale	$86,000 (Dec 2018)
Tax Bill	$3,406 (2024)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-158-017`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-158-017`

Interior

Full Baths	1 Bath
Building Area	1,252 sqft Building Perimeter
1st Floor Area	1,252 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Other
Lot Area	12,082 sqft (0.277 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	96 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	604 PHILLIPS DR
City	CHAMPAIGN
State	IL
Zip	61820-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 DR. MARTIN LUTHER KING JR. SUB NO 1
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	DR. MARTIN LUTHER KING JR. SUB NO 1
Legal Lot Number	103
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2002
Census Tract	200

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1214 W TREMONT ST, URBANA, IL 61801-1340
Owner Type	Individual
Vesting	Trust, Irrevocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	201821040
Prior Transfer Date	Feb 20, 2010
Prior Transfer Doc	0000005944
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 10, 2018
Property Address	604 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
Document Number	0000021040
Instrument Date	Dec 10, 2018
Instrument	21040
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 W TREMONT ST URBANA IL 618011340, URBANA, IL 61801-1340

Mortgage

Document Number	21041
Date	Dec 10, 2018
Instrument	21041

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2043

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,820 (+33.48%) Land $4,810 Building $39,010	$131,460 (+33.48%) Land $14,430 Building $117,030
2024	$3,406.00 (+12.86%)
2022	$3,018.00	$32,830 Land $3,610 Building $29,220	$98,490 Land $10,830 Building $87,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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