606 Phillips Dr, Champaign, IL 61820 Property Records

Champaign County property record for 606 Phillips Dr, Champaign, IL 61820 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,250 sqft · built 1987
Lot Size0.261 acres (11,367 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Oct 2025)
Tax Bill$1,462 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN46-21-07-158-018

Property Details

APN / Parcel Number

Primary APN46-21-07-158-018

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,250 sqft Building Perimeter
1st Floor Area1,250 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Roof MaterialOther
Lot Area11,367 sqft (0.261 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address606 PHILLIPS DR
CityCHAMPAIGN
StateIL
Zip61820-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 104 DR. MARTIN LUTHER KING JR. SUB NO 1
Legal Range09E
Legal Township19N
Legal Section07
Legal SubdivisionDR. MARTIN LUTHER KING JR. SUB NO 1
Legal Lot Number104
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2002
Census Tract200

Owner

Source: Champaign County records · APN 46-21-07-158-018

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address606 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Warranty Deed, Transfer · FHA Mortgage
BUSEY BANK
Jun 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
IROQUOIS FSLA
Jun 14, 2017Warranty Deed, Transfer · Construction Mortgage
CENTRAL FIN LN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2025 · Amount on Record
Deed SaleOct 08, 2025 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number202515364
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 08, 2025
Property Address606 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
Document Number0000015364
Map ReferenceDOC 85R18228
Instrument DateOct 06, 2025
Instrument2025R15364
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address606 PHILLIPS DR, CHAMPAIGN, IL 61820-3113

Mortgage

Document Number0000015365
DateOct 08, 2025
Instrument2025R15365
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeFixed Rate
Rate6%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address606 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010296
DateJun 20, 2018
Instrument2018R10296
Lender
NameIROQUOIS FSLA
TypeBank
AddressSAVOY, IL 61874
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 15, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 14, 2017
Property Address606 PHILLIPS DR, CHAMPAIGN, IL 61820-3113
Document Number0000010560
Instrument DateJun 09, 2017
Instrument10560
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyFIRST CMNTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 751 SAVOY IL 618740751, SAVOY, IL 61874-0751

Mortgage

Document Number10561
DateJun 14, 2017
Instrument10561
Lender
NameCENTRAL FIN LN
TypeFunding / Finance Company
AddressCHAMPAIGN, IL 61820-4914
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 13, 2018

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$25,260 (+12.17%) Land $4,810 Building $20,450$75,780 (+12.17%) Land $14,430 Building $61,350
2024$1,462.00 (+23.06%) Homeowner's exemption$22,520 (+19.03%) Land $4,290 Building $18,230$67,560 (+19.03%) Land $12,870 Building $54,690
2022$1,188.00 Homeowner's exemption$18,920 Land $3,610 Building $15,310$56,760 Land $10,830 Building $45,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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