Monroe County property record for 608 Laurel Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,759 sqft Living Area |
| Lot Size | 12,794 sqft (0.29 acres) |
| Garage | 598 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,732.00 (2024) |
Source: Monroe County records · APN 08-30-304-005-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 LAUREL DR, WATERLOO, IL 62298-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Apr 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Sep 21, 2017 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 608 LAUREL DR, WATERLOO, IL 62298-1716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417829 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 417829 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 608 LAUREL DR, WATERLOO, IL 62298-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000389130 |
|---|---|
| Date | Apr 06, 2017 |
| Instrument | 389130 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 608 LAUREL DR, WATERLOO, IL 62298-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000409080 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 409080 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 21, 2017 |
| Property Address | 608 LAUREL DR, WATERLOO, IL 62298-1716 |
| Document Number | 0000392069 |
| Map Reference | PG 58 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 392069 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 608 LAUREL DR, WATERLOO, IL 62298-1716 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,590 (+36.83%) Land $16,740 Building $105,850 | $367,770 (+36.83%) Land $50,220 Building $317,550 | |
| 2024 | $6,732.00 | ||
| 2022 | Additional exemption filed | $89,590 Land $15,370 Building $74,220 | $268,770 Land $46,110 Building $222,660 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-30-304-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 1,759 sqft Living Area |
| 1st Floor | 1,759 sqft 1st Floor |
| Basement Area | 1,759 sqft Basement |
| Unfinished Basement | 1,759 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame Construction |
| Lot Area | 12,794 sqft (0.29 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 684 sqft Driveway |
| Garage Area | 598 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 140 sqft Shed |
| Porch Area | 409 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 608 LAUREL DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 45 HARDY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | HARDY ACRES |
| Legal Lot Number | 45 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
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