Monroe County property record for 422 Laurel Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,278 sqft · built 1984 |
| Lot Size | 0.267 acres (11,652 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2021) |
| Tax Bill | $4,541 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-304-016-000 |
| Primary APN | 08-30-304-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,278 sqft |
| Unfinished Basement | 1,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,652 sqft (0.267 acres) |
| Garage Area | 775 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 288 sqft |
| Porch | Slab |
| Porch Area | 161 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 422 LAUREL DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 HARDY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | HARDY ACRES |
| Legal Lot Number | 56 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 19 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-30-304-016-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 LAUREL DR, WATERLOO, IL 62298-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Intrafamily Transfer, Transfer |
| Dec 03, 2021 | Executor's Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2021 · Amount on Record |
| Deed Sale | Dec 03, 2021 · Amount on Record |
| Deed Document Number | 2021421284 |
| Last Transfer Date | Oct 14, 2025 |
| Transfer Doc | 0000439849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 29, 2025 |
| Property Address | 422 LAUREL DR, WATERLOO, IL 62298-1714 |
| Document Number | 0000439849 |
| Map Reference | MB C PG 58 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 439849 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 LAUREL DR, WATERLOO, IL 62298-1714 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 03, 2021 |
| Property Address | 422 LAUREL DR, WATERLOO, IL 62298-1714 |
| Document Number | 0000421284 |
| Map Reference | MB C PG 58 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 421284 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 LAUREL DR, WATERLOO, IL 62298-1714 |
| Document Number | 0000421285 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 421285 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,950 (+5.11%) Land $16,740 Building $70,210 | $260,850 (+5.11%) Land $50,220 Building $210,630 | |
| 2024 | $4,541.00 Additional exemption filed | $82,724 (+18.77%) Land $16,359 Building $66,365 | $248,172 (+18.77%) Land $49,077 Building $199,095 |
| 2022 | Additional exemption filed | $69,650 Land $15,370 Building $54,280 | $208,950 Land $46,110 Building $162,840 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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