Monroe County property record for 604 Laurel Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,516 sqft Living Area |
| Lot Size | 12,550 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $192,000 (2019) |
| Tax Bill | $2,948.00 (2024) |
| Primary APN | 08-30-304-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,516 sqft Living Area |
| 1st Floor | 1,516 sqft 1st Floor |
| Basement Area | 1,164 sqft Basement |
| Unfinished Basement | 1,164 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 12,550 sqft (0.29 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 663 sqft Driveway |
| Garage Area | 551 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Deck Area | 84 sqft Deck |
| Patio Area | 312 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 604 LAUREL DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 43 HARDY ACRES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | HARDY ACRES |
| Legal Lot Number | 43 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 19 |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-30-304-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2022 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Jul 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE BK/WATERLOO |
| Jan 09, 2017 | Warranty Deed, Transfer · Stand Alone First Mortgage ASSOCIATED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2019 · Amount on Record |
| Deed Sale | Jul 09, 2019 · Amount on Record |
| Deed Doc Number | 2019402369 |
| Last Transfer Date | Sep 27, 2022 |
| Transfer Doc | 0000426285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 28, 2022 |
| Property Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Document Number | 0000426285 |
| Map Reference | MB C PG 58 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 426285 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414845 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 414845 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000388798 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 388798 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 09, 2019 |
| Property Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Document Number | 0000402369 |
| Instrument Date | Jul 08, 2019 |
| Instrument | 402369 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 604 LAUREL DR WATERLOO IL 622981716, WATERLOO, IL 62298-1716 |
| Document Number | 402370 |
|---|---|
| Date | Jul 09, 2019 |
| Instrument | 402370 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 09, 2017 |
| Property Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Document Number | 0000387716 |
| Instrument Date | Jan 04, 2017 |
| Instrument | 387716 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 LAUREL DR, WATERLOO, IL 62298-1716 |
| Document Number | 0000387717 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 387717 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,170 (+4.25%) Land $16,740 Building $67,430 | $252,510 (+4.25%) Land $50,220 Building $202,290 | |
| 2024 | $2,948.00 | $80,739 (+25.02%) Land $16,359 Building $64,380 | $242,217 (+25.02%) Land $49,077 Building $193,140 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $64,580 Land $15,370 Building $49,210 | $193,740 Land $46,110 Building $147,630 |
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