608 E Light St, Urbana, OH 43078 Property Records

Champaign County property record for 608 E Light St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,421 sqft · built 1900
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Sep 2022)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`025300-6`

Property Details

APN / Parcel Number

Primary APN	`025300-6`
Alternative APN	`K48-25-00-03-23-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	130 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	120 sqft
Patio Area	184 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	025300-6
Street Address	608 E LIGHT ST
City	URBANA
State	OH
Zip	43078-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ J B SMITH 2ND ADDNS PT LOT 29
Legal Subdivision	J B SMITH 2ND ADDN
Legal Lot Number	29
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3008
Census Tract	10500

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 E LIGHT ST, URBANA, OH 43078-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Jan 6, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	20224439
Deed Book / Page	587 / 938
Prior Transfer Date	Oct 5, 2004
Prior Transfer Doc	438/1629
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Sep 1, 2022
Property Address	608 E LIGHT ST, URBANA, OH 43078-1230
Document Number	000587/938
Book / Page	587 / 938
Map Reference	SL 236 CAB 1
Instrument Date	Aug 17, 2022
Instrument	202200004439
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 E LIGHT ST, URBANA, OH 43078-1230

Mortgage

Document Number	202200004440
Date	Sep 1, 2022
Instrument	202200004440

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

January 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHAMPAIGN OH
Recording Date	Jan 6, 2021
Property Address	608 E LIGHT ST, URBANA, OH 43078-1230
Document Number	575/2853
Book / Page	575 / 2853
Map Reference	SL 236 CAB 1
Instrument Date	Dec 9, 2020
Instrument	202100000074
Transaction Type	Foreclosure
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 ERIS RD, URBANA, OH 43078-9669

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,656.00 (-0.82%)	$69,730 (+78.93%) Land $10,500 Building $59,230	$199,220 (+78.95%) Land $30,000 Building $169,220
2024	$2,678.00 (+39.7%)	$38,970 (-) Land $8,190 Building $30,780
2023	$1,917.00 (+17.25%)	$38,970 (-) Land $8,190 Building $30,780	$111,330 (-) Land $23,400 Building $87,930
2022	$1,635.00 Homeowner's exemption	$38,970 Land $8,190 Building $30,780	$111,330 Land $23,400 Building $87,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1979–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

608 E Light St, Urbana, OH 43078 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Public Action, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Light St

Nearby Streets

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