Champaign County property record for 550 E Light St, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,109 sqft · built 1900 |
| Lot Size | 0.222 acres (9,676 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,080 (2025) |
| Deeds & Mortgages | Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 025298-4 |
| Primary APN | 025298-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,109 sqft Living Area |
| Gross Area | 1,222 sqft |
| 1st Floor Area | 656 sqft |
| Basement Area | 566 sqft |
| Unfinished Basement | 566 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,676 sqft (0.222 acres) |
| Lot Dimensions | 164 ft deep x 59 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 236 sqft |
| Patio Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025298-4 |
|---|---|
| Street Address | 550 E LIGHT ST |
| City | URBANA |
| State | OH |
| Zip | 43078-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 00-00-00 __ J B SMITH 2ND ADDNLOT 27 |
| Legal Subdivision | J B SMITH 2ND ADDN |
| Legal Lot Number | 27 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10500 |
Source: Champaign County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 E LIGHT ST, URBANA, OH 43078-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Aug 6, 2019 |
| Property Address | 550 E LIGHT ST, URBANA, OH 43078-1228 |
| Document Number | 566/5938 |
| Book / Page | 566 / 5938 |
| Map Reference | MB B PG 129 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 201900003001 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,080.00 (-0.95%) | $61,830 (+69.17%) Land $9,260 Building $52,570 | $176,670 (+69.18%) Land $26,460 Building $150,210 |
| 2024 | $2,100.00 (+37.61%) Homeowner's exemption | $36,550 (-) Land $5,870 Building $30,680 | |
| 2023 | $1,526.00 (-0.46%) Homeowner's exemption | $36,550 (-) Land $5,870 Building $30,680 | $104,430 (-) Land $16,760 Building $87,670 |
| 2022 | $1,533.00 Homeowner's exemption | $36,550 Land $5,870 Building $30,680 | $104,430 Land $16,760 Building $87,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1979–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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