Champaign County property record for 604 E Light St, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,574 sqft · built 1946 |
| Lot Size | 0.225 acres (9,802 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,098 (2025) |
| Deeds & Mortgages | Jan 2008 Mortgage Aug 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025299-7 |
| Primary APN | 025299-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,574 sqft Living Area |
| Gross Area | 2,661 sqft |
| 1st Floor Area | 2,117 sqft |
| Attic | Attic |
| Attic Area | 457 sqft |
| Basement Area | 723 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,802 sqft (0.225 acres) |
| Lot Dimensions | 169 ft deep x 58 ft wide |
| Garage Type | Basement |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 365 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Canopy | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 025299-7 |
|---|---|
| Street Address | 604 E LIGHT ST |
| City | URBANA |
| State | OH |
| Zip | 43078-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 00-00-00 __ J B SMITH 2ND ADDNLOT 28 5' ALLEY |
| Legal Subdivision | J B SMITH 2ND ADDN |
| Legal Lot Number | 28 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10500 |
Source: Champaign County records · APN 025299-7
Assessment roll updated March 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 E LIGHT ST, URBANA, OH 43078-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 16, 2008 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Aug 13, 2025 | Transfer on Death Deed, Transfer |
| Jul 18, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 604 E LIGHT ST, URBANA, OH 43078-1230 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00469/1707 |
|---|---|
| Date | Jan 16, 2008 |
| Book Page | 469/1707 |
| Instrument | 200800000268 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 02, 2018 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Aug 13, 2025 |
| Property Address | 604 E LIGHT ST, URBANA, OH 43078-1230 |
| Document Number | 00601/4143 |
| Book / Page | 601 / 4143 |
| Map Reference | SL 236 CAB 1 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 202500003089 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 E LIGHT ST, URBANA, OH 43078-1230 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jul 18, 2025 |
| Property Address | 604 E LIGHT ST, URBANA, OH 43078-1230 |
| Document Number | 00601/1586 |
| Book / Page | 601 / 1586 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 202500002642 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 E LIGHT ST, URBANA, OH 43078-1230 |
Source: Champaign County records · Assessment roll updated March 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,098.00 (-1.05%) | $102,330 (+82.44%) Land $9,180 Building $93,150 | $292,370 (+82.43%) Land $26,240 Building $266,130 |
| 2024 | $3,131.00 (+59.83%) Homeowner's exemption Senior Citizen's exemption | $56,090 (-) Land $5,820 Building $50,270 | |
| 2023 | $1,959.00 (-1.36%) Homeowner's exemption Senior Citizen's exemption | $56,090 (-) Land $5,820 Building $50,270 | $160,260 (-) Land $16,620 Building $143,640 |
| 2022 | $1,986.00 Homeowner's exemption Senior Citizen's exemption | $56,090 Land $5,820 Building $50,270 | $160,260 Land $16,620 Building $143,640 |
Source: FEMA National Flood Hazard Layer as of September 12, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1979–2008) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 324 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | URBANA CITY PWS serves 11,428 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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