608 Champ Trl, Crestview, FL 32539 Property Records

Okaloosa County property record for 608 Champ Trl, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,324 sqft · built 2021
Owner2 Individual Names on Record
Last Sale$399,400 (Feb 2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-137-5396-6

Property Details

APN / Parcel Number

Primary APNC56-001-137-5396-6
Alternative APNs
  • 27-3N-23-1777-0000-1970
  • 23N327177700001970

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,324 sqft Living Area
Gross Area3,286 sqft
1st Floor Area2,324 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Garage TypeAttached
Garage Area578 sqft
PorchFinished/Open Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address608 CHAMP TRL
CityCRESTVIEW
StateFL
Zip32539-6764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL RIVER LANDING PHASE 1 LOT 197
Legal Range23W
Legal Township03N
Legal Section27
Legal SubdivisionSHOAL RIVER LANDING
Legal Phase1
Legal Block10
Legal Lot Number197
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9879 FOWLER AVE, PENSACOLA, FL 32534-1009
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Sep 14, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2026 · Amount on Record
Deed SaleFeb 4, 2026 · Amount on Record
Prior SaleSep 14, 2021 · Amount on Record
Deed Document Number20263796885
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 4, 2026
Property Address608 CHAMP TRL, CRESTVIEW, FL 32539-6764
Document Number0003796885
Map ReferenceMB 29 PG 67-72
Instrument DateJan 21, 2026
Instrument3796885
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,795.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1588 ROOSA RUN, THE VILLAGES, FL 34762-6180

Transferred To (Grantee/Buyer)

NameVerified Name
Address9879 FOWLER AVE, PENSACOLA, FL 32534-1009

Mortgage

Document Number0003796886
DateFeb 4, 2026
Instrument3796886
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 14, 2021
Property Address608 CHAMP TRL, CRESTVIEW, FL 32539-6764
Document Number0035740015
Book / Page3574 / 15
Map ReferenceMB 29 PG 67-72
Instrument DateSep 10, 2021
Instrument3488657
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,603.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 CHAMP TRL, CRESTVIEW, FL 32539-6764

Mortgage

Document Number0000357416
DateSep 14, 2021
Instrument3574/16
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$332,254 (-5.35%) Land $47,235 Building $285,019$332,254 (-8.62%) Land $47,235 Building $285,019
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$351,026$363,586 Land $40,131 Building $323,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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