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604 Champ Trl, Crestview, FL 32539 Property Records

Okaloosa County property record for 604 Champ Trl, Crestview, FL 32539 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,516 sqft · built 2022
OwnerIndividual Name on File
Last Sale$407,900 (May 2022)
Tax Bill$4,092 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-137-5394-1

Property Details

APN / Parcel Number

Primary APNC56-001-137-5394-1
Alternative APN
  • 27-3N-23-1777-0000-1950

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,516 sqft Heated Area
Gross Area3,048 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialWood
Garage TypeFinished
PorchOpen Porch
Porch Area32 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address604 CHAMP TRL
CityCRESTVIEW
StateFL
Zip32539-6764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL RIVER LANDING PHASE 1 LOT 195
Legal SubdivisionSHOAL RIVER LANDING PH 1
Legal Phase1
Legal Lot Number195
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records · APN C56-001-137-5394-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 CHAMP TRL, CRESTVIEW, FL 32539-6764
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2022 · Amount on Record
Deed SaleMay 04, 2022 · Amount on Record
Deed Document Number3547317
Deed Book / Page3619 / 4432
Record UpdatedJun 08, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 04, 2022
Property Address604 CHAMP TRL, CRESTVIEW, FL 32539-6764
Document Number0036194432
Book / Page3619 / 4432
Map ReferenceMB 29 PG 67-72
Instrument DateApr 28, 2022
Instrument3547317
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 13, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,855.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CHAMP TRL, CRESTVIEW, FL 32539-6764

Mortgage

Document Number0036194433
DateMay 04, 2022
Instrument3619/4433
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,092.00 (+4.82%) Homeowner's exemption$299,817 (+5.99%)$332,927 (-8.62%) Land $47,235 Building $285,692
2023$3,904.00 (+54%) Homeowner's exemption$282,881 (+654.23%)$364,319 (+871.36%) Land $40,131 Building $324,188
2022$610.00 Homeowner's exemption$37,506 Land $37,506$37,506 Land $37,506

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 752 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Lumen TechnologiesFiber2,000 / 1,000
Cox CommunicationsFiber2,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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