Okaloosa County property record for 605 Champ Trl, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,324 sqft · built 2021 |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (Jun 2025) |
| Tax Bill | $4,561 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-137-5390-9 |
| Primary APN | C56-001-137-5390-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,324 sqft Heated Area |
| Gross Area | 3,152 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 605 CHAMP TRL |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL RIVER LANDING PHASE 1 LOT 191 |
| Legal Subdivision | SHOAL RIVER LANDING PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 191 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 605 CHAMP TRL, CRESTVIEW, FL 32539-6764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 20, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 3760585 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 23, 2025 |
| Property Address | 605 CHAMP TRL, CRESTVIEW, FL 32539-6764 |
| Document Number | 0003760585 |
| Map Reference | MB 29 PG 67 |
| Instrument Date | Jun 17, 2025 |
| Instrument | 3760585 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11408 ANSELMO, SAN ANTONIO, TX 78254-4816 |
| Name | Verified Name |
|---|---|
| Address | 605 CHAMP TRL, CRESTVIEW, FL 32539-6764 |
| Document Number | 0003760586 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 3760586 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 20, 2021 |
| Property Address | 605 CHAMP TRL, CRESTVIEW, FL 32539-6764 |
| Document Number | 0035744605 |
| Book / Page | 3574 / 4605 |
| Map Reference | MB 29 PG 67-72 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 3489838 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,659.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 605 CHAMP TRL, CRESTVIEW, FL 32539-6764 |
| Document Number | 0035744609 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 3574/4609 |
| Instrument | 3489841 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,561.00 (-11.52%) Homeowner's exemption | $329,317 (-8.58%) Land $47,235 Building $282,082 | $329,317 (-8.58%) Land $47,235 Building $282,082 |
| 2023 | $5,155.00 (-6.22%) Homeowner's exemption | $360,238 (+6.69%) Land $40,131 Building $320,107 | $360,238 (+6.69%) Land $40,131 Building $320,107 |
| 2022 | $5,497.00 | $337,660 Land $37,506 Building $300,154 | $337,660 Land $37,506 Building $300,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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