608 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 608 Beach Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,234 sqft · built 1956
Lot Size	0.414 acres (18,036 sqft)
Owner	2 Company Names on Record
Last Sale	$930,000 (Aug 2023)
Tax Bill	$6,777 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-00324100`

Property Details

APN / Parcel Number

Primary APN	`02-412-00324100`
Alternative APNs	`2-412-00324100` `41200324100`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,234 sqft Living Area
Gross Area	3,774 sqft
1st Floor Area	1,362 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,036 sqft (0.414 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	510 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41200324100
Street Address	608 BEACH DR
City	ANNAPOLIS
State	MD
Zip	21403-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 55 BK A SC 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	A
Legal Lot Number	55
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 18, 2024	Intrafamily Transfer, Transfer
Aug 3, 2023	Deed, Transfer SAGE TITLE GROUP LLC
Mar 30, 2021	Deed, Transfer · Commercial Mortgage WF CHESLEY COMPANIES LLC
Oct 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Book / Page	39833 / 181
Last Transfer Date	Aug 10, 2023
Transfer Doc	0401860031
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104

Mortgage

Document Number	0399690421
Date	Sep 29, 2023
Book Page	39969/421

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Max Rate	11.3%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2024
Property Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104
Document Number	0401860031
Book / Page	40186 / 31
Map Reference	MB 23 FO 14
Instrument Date	Aug 10, 2023
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 3, 2023
Property Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104
Document Number	0398330181
Book / Page	39833 / 181
Map Reference	MB 23 FO 14
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$4,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 30, 2021
Property Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104
Document Number	0364450446
Book / Page	36445 / 446
Map Reference	MB 23 FO 14
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE AND ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2800 NEILSON WAY APT 1407, 1407, SANTA MONICA, CA 90405-4042

Mortgage

Document Number	0036445450
Date	Mar 30, 2021
Instrument	36445/450

Lender

Name	WF CHESLEY COMPANIES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 15, 2018
Property Address	608 BEACH DR, ANNAPOLIS, MD 21403-4104
Document Number	0325670183
Book / Page	032567 / 000183
Instrument Date	Sep 22, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 BEACH DR ANNAPOLIS MD 214034104, ANNAPOLIS, MD 21403-4104

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$739,500 (+16.22%) Land $299,100 Building $440,400	$739,500 (-) Land $299,100 Building $440,400
2025	$6,777.00 (+2.87%)	$636,267 (+48.04%)	$739,500 (+72.06%) Land $299,100 Building $440,400
2024	$6,588.00 (+40.38%)
2023	$4,693.00 (+5.04%)	$429,800 (+0.52%) Land $299,100 Building $130,700	$429,800 (-) Land $299,100 Building $130,700
2022	$4,468.00	$427,567	$429,800 Land $299,100 Building $130,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Beach Dr

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