607 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 607 Beach Dr, Annapolis, MD 21403 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,780 sqft · built 2008
Lot Size	0.556 acres (24,205 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jun 2006)
Tax Bill	$14,270 (2024)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-10989060`

Property Details

APN / Parcel Number

Primary APN	`02-412-10989060`
Alternative APNs	`2-412-10989060` `41210989060`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,780 sqft Living Area
Gross Area	5,524 sqft
1st Floor Area	2,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	24,205 sqft (0.556 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Porch
Porch Area	900 sqft
Deck Area	160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41210989060
Street Address	607 BEACH DR
City	ANNAPOLIS
State	MD
Zip	21403-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 74 BK A SC 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	A
Legal Lot Number	74
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	702601

Owner

Source: Anne Arundel County records · APN 02-412-10989060

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 BEACH DR, ANNAPOLIS, MD 21403-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2017	Deed of Trust, Mortgage · ARM BANK-FUND STAFF FCU
Jun 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Dec 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2006 · Amount on Record
Deed Sale	Jun 22, 2006 · Amount on Record
Deed Document Number	20068232
Deed Book / Page	17962 / 721
Last Transfer Date	Dec 20, 2017
Transfer Doc	0318550182
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	607 BEACH DR, ANNAPOLIS, MD 21403-4103
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0306550272
Date	Feb 16, 2017
Book Page	30655/272
Instrument	30655-272

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year T-Bill
Max Rate	9%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	607 BEACH DR, ANNAPOLIS, MD 21403-4103
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 BEACH DR, ANNAPOLIS, MD 21403-4103

Mortgage

Document Number	0388170213
Date	Jun 09, 2022
Book Page	38817/213

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 20, 2017
Property Address	607 BEACH DR, ANNAPOLIS, MD 21403-4103
Document Number	0318550182
Book / Page	031855 / 000182
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Mar 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	607 BEACH DR ANNAPOLIS MD 214034103, ANNAPOLIS, MD 21403-4103

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,507,000 (+19.38%)	$1,629,300 (+29.06%) Land $821,300 Building $808,000
2024	$14,270.00 (+8.84%)
2023	$13,111.00 Homeowner's exemption	$1,262,400 Land $713,600 Building $548,800	$1,262,400 Land $713,600 Building $548,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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