605 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 605 Beach Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,286 sqft · built 1964
Lot Size	0.503 acres (21,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$633,109 (Jul 2013)
Tax Bill	$9,385 (2025)
Deeds & Mortgages	Oct 2021 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-06907900`

Property Details

APN / Parcel Number

Primary APN	`02-412-06907900`
Alternative APNs	`2-412-06907900` `41206907900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	1,524 sqft
Basement Area	762 sqft
Finished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,900 sqft (0.503 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	320 sqft
Patio Area	150 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41206907900
Street Address	605 BEACH DR
City	ANNAPOLIS
State	MD
Zip	21403-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 75 BK A SC 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	A
Legal Lot Number	75
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1006
Census Tract	702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 BEACH DR, ANNAPOLIS, MD 21403-4103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2013 · Amount on Record
Deed Sale	Jul 17, 2013 · Amount on Record
Prior Sale	Oct 6, 2010
Deed Book / Page	26405 / 55
Last Transfer Date	Sep 23, 2021
Transfer Doc	0377140201
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 14, 2021
Property Address	605 BEACH DR, ANNAPOLIS, MD 21403-4103
Document Number	0377140201
Book / Page	37714 / 201
Map Reference	MB 23 FO 14
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 BEACH DR, ANNAPOLIS, MD 21403-4103

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 28, 2020
Property Address	605 BEACH DR, ANNAPOLIS, MD 21403-4103
Document Number	0344960284
Book / Page	34496 / 284
Map Reference	MB 23 FO 14
Instrument Date	Apr 22, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 BEACH DR, ANNAPOLIS, MD 21403-4103

Mortgage

Document Number	34496288
Date	Apr 28, 2020
Instrument	34496/288

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,048,800 (+6.3%) Land $800,000 Building $248,800	$1,048,800 (-) Land $800,000 Building $248,800
2025	$9,385.00 (+2.5%) Homeowner's exemption	$986,633 (+14.42%)	$1,048,800 (+21.63%) Land $800,000 Building $248,800
2024	$9,156.00 (+12.08%)
2023	$8,169.00 Homeowner's exemption	$862,300 Land $695,200 Building $167,100	$862,300 Land $695,200 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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