6071 Luwista Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6071 Luwista Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,667 sqft · built 1954
Lot Size	0.426 acres (18,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Jan 2013)
Tax Bill	$7,370 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0420-0108-00`

Property Details

APN / Parcel Number

Primary APN	`500-0420-0108-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,667 sqft Living Area
Gross Area	4,090 sqft
1st Floor Area	1,803 sqft
Basement Area	1,803 sqft
Finished Basement	864 sqft
Unfinished Basement	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	18,557 sqft (0.426 acres)
Lot Dimensions	183 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6071 LUWISTA LN
City	CINCINNATI
State	OH
Zip	45230-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUWISTA LANE 100.11 X 183.46 IRR
Legal Subdivision	LUWISTA LANE SUBDIVISION
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3011
Census Tract	4602

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6071 LUWISTA LN, CINCINNATI, OH 45230-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE
Dec 3, 2019	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2013 · Amount on Record
Deed Sale	Jan 18, 2013 · Amount on Record
Deed Document Number	20138626
Deed Book / Page	12218 / 1481
Last Transfer Date	Aug 13, 2024
Transfer Doc	0000061574
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 16, 2026
Property Address	6071 LUWISTA LN, CINCINNATI, OH 45230-2736
Document Number	0000028901
Book / Page	15646 / 2102
Instrument Date	Mar 9, 2026
Instrument	202628901
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6071 LUWISTA LN, CINCINNATI, OH 45230-2736

Mortgage

Document Number	0000028901,
Date	Apr 16, 2026
Book Page	15646/2102
Instrument	202628901

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6071 LUWISTA LN, CINCINNATI, OH 45230-2736
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106462
Date	Dec 3, 2019
Book Page	14055/00977
Instrument	2019-0106462

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6071 LUWISTA LN, CINCINNATI, OH 45230-2736
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PRODIGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6071 LUWISTA LN, CINCINNATI, OH 45230-2736

Mortgage

Document Number	0000083717
Date	Aug 30, 2022
Book Page	14741/1369
Instrument	2022-0083717

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,370.00 (+2.89%)	$117,880 (-) Land $21,077 Building $96,803	$336,800 (-) Land $60,220 Building $276,580
2024	$7,163.00 (+5.14%)	$117,880 (-) Land $21,077 Building $96,803
2023	$6,813.00 (+59.41%)	$117,880 (+79.21%) Land $21,077 Building $96,803	$336,800 (+79.21%) Land $60,220 Building $276,580
2022	$4,274.00 Homeowner's exemption	$65,779 Land $19,054 Building $46,725
2020			$187,940 Land $54,440 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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