6061 Luwista Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6061 Luwista Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,124 sqft · built 1948
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Nov 2020)
Tax Bill	$6,167 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0420-0107-00`

Property Details

APN / Parcel Number

Primary APN	`500-0420-0107-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	1,614 sqft
Basement Area	1,590 sqft
Finished Basement	510 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	188 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6061 LUWISTA LN
City	CINCINNATI
State	OH
Zip	45230-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUWISTA LN 100.87 X 188.45 IRR
Legal Subdivision	LUWISTA LANE
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3011
Census Tract	4602

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6061 LUWISTA LN, CINCINNATI, OH 45230-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	2020115068
Deed Book / Page	14287 / 2321
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	0000115067
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6061 LUWISTA LN, CINCINNATI, OH 45230-2736
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068093
Date	Sep 4, 2025
Book Page	15493/2436
Instrument	2025-0068093

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6061 LUWISTA LN, CINCINNATI, OH 45230-2736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000620
Date	Jan 3, 2017
Instrument	17-0000620

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 2, 2020
Property Address	6061 LUWISTA LN, CINCINNATI, OH 45230-2736
Document Number	0000115068
Book / Page	14287 / 2321
Instrument Date	Oct 26, 2020
Instrument	2020-0115068
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000115069
Date	Nov 2, 2020
Instrument	2020-0115069

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,167.00 (+2.89%)	$98,700 (-) Land $20,020 Building $78,680	$282,000 (-) Land $57,200 Building $224,800
2024	$5,994.00 (+5.16%)	$98,700 (-) Land $20,020 Building $78,680
2023	$5,700.00 (+18.04%)	$98,700 (+32.57%) Land $20,020 Building $78,680	$282,000 (+32.57%) Land $57,200 Building $224,800
2022	$4,829.00 Homeowner's exemption	$74,449 Land $18,099 Building $56,350
2020			$212,710 Land $51,710 Building $161,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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