Oneida County and Trenton Town property record for 607 Summit St, Prospect, NY 13435 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1930 |
| Square Footage | 2,400 sqft Living Area |
| Lot Size | 41,726 sqft (0.957 acres) |
| Last Sale | $12,240 (2016) |
| Tax Bill | $2,488.00 (2025) |
| Primary APN | 305889 178.006-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,400 sqft Living Area |
| 1st Floor | 1,304 sqft 1st Floor |
| 2nd Floor | 888 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 41,726 sqft (0.957 acres) |
| Depth X Width | 401 ft x 104 ft Depth x Width |
| Porch Area | 96 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 011580 |
|---|---|
| Street Address | 607 SUMMIT ST |
| City | PROSPECT |
| State | NY |
| Zip | 13435-3561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ONEIDA NY |
| Minor Civil Division | TRENTON |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 24000 |
Source: Oneida County and Trenton Town records · APN 305889 178.006-2-10
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 138, PROSPECT, NY 13435-0138 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance ADIRONDACK BANK |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ADIRONDACK BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2016 · Amount on Record |
| Deed Sale | Feb 22, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 2380 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 607 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010076 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-010076 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 607 SUMMIT ST, PROSPECT, NY 13435-3561 |
| Document Number | 0000005333 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 607 SUMMIT ST PROSPECT NY 134353561, PROSPECT, NY 13435-3561 |
| Document Number | 0000005333 |
|---|---|
| Date | May 03, 2019 |
| Instrument | 5333 |
| Name | ADIRONDACK BK |
|---|---|
| Type | Bank |
| Address | UTICA, NY 13501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 02, 2039 |
Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,488.00 (+187.3%) | $48,400 (-) Land $14,400 Building $34,000 | $118,049 (+12.2%) Land $35,122 Building $82,927 |
| 2023 | $48,400 (-) Land $14,400 Building $34,000 | $105,217 (+15.22%) Land $31,304 Building $73,913 | |
| 2022 | $866.00 | $48,400 Land $14,400 Building $34,000 | $91,321 Land $27,170 Building $64,151 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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