602 Summit St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 602 Summit St, Prospect, NY 13435 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1880
Square Footage	1,604 sqft Living Area
Lot Size	5,180 sqft (0.118 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2020)
Tax Bill	$2,730.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`305889 178.006-2-32`
Alternative APNs	`30580317800600020320000000` `011640`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,604 sqft Living Area
1st Floor	1,094 sqft 1st Floor
2nd Floor	510 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	5,180 sqft (0.118 acres)
Depth X Width	74 ft x 70 ft Depth x Width
Porch Area	16 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	011640
Street Address	602 SUMMIT ST
City	PROSPECT
State	NY
Zip	13435-3560
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	32.000
Jurisdiction	ONEIDA NY
Minor Civil Division	TRENTON
Census Blockgroup	1
Census Block	1045
Census Tract	24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 178.006-2-32

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	602 SUMMIT ST, PROSPECT, NY 13435-3560
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Doc Number	202011139
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000011139
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	602 SUMMIT ST, PROSPECT, NY 13435-3560
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011140
Date	Aug 31, 2020
Instrument	2020-011140

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Trenton Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 (+187.37%)	$53,100 (-) Land $5,000 Building $48,100	$129,512 (+12.19%) Land $12,195 Building $117,317
2023		$53,100 (-) Land $5,000 Building $48,100	$115,435 (+15.22%) Land $10,870 Building $104,565
2022	$950.00	$53,100 Land $5,000 Building $48,100	$100,189 Land $9,434 Building $90,755

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.