606 Summit St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 606 Summit St, Prospect, NY 13435 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1930
Square Footage1,848 sqft Living Area
Lot Size10,362 sqft (0.237 acres)
OccupancyOwner Occupied
Last Sale$45,000 (2017)
Tax Bill$2,828.00 (2025)

Property Details

APN / Parcel Number

Primary APN305889 178.006-2-30
Alternative APNs
  • 30580317800600020300000000
  • 011660

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,848 sqft Living Area
1st Floor924 sqft 1st Floor
2nd Floor924 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1930
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,362 sqft (0.237 acres)
Depth X Width66 ft x 157 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area648 sqft Garage
Porch Area56 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number011660
Street Address606 SUMMIT ST
CityPROSPECT
StateNY
Zip13435-3560
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number30.000
JurisdictionONEIDA NY
Minor Civil DivisionTRENTON
Census Blockgroup1
Census Block1045
Census Tract24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 178.006-2-30

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address606 SUMMIT ST, PROSPECT, NY 13435-3560
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
M & T BANK
Jun 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jan 27, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2017 · Amount on Record
Deed SaleJun 14, 2017 · Amount on Record
Deed Book / Page2017 / 8563
Prior Transfer DateJan 27, 2017
Prior Transfer Doc2017001498
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address606 SUMMIT ST, PROSPECT, NY 13435-3560
Transaction TypeMortgage
Record UpdatedDec 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018153
DateNov 17, 2022
Instrument2022-018153
Lender
NameM & T BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJun 14, 2017
Property Address606 SUMMIT ST, PROSPECT, NY 13435-3560
Document Number0000008563
Instrument DateMay 25, 2017
Instrument8563
Transaction TypeTransfer
Record UpdatedJul 03, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address215 SPRING ST OLD FORGE NY 13420, OLD FORGE, NY 13420

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONEIDA NY
Recording DateJan 27, 2017
Property Address606 SUMMIT ST, PROSPECT, NY 13435-3560
Document Number0000001498
Instrument DateJan 26, 2017
Instrument1498
Transaction TypeTransfer
Record UpdatedJul 03, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1154 FIGERT RD COLD BROOK NY 133243031, COLD BROOK, NY 13324-3031

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,828.00 (+187.4%)$55,000 (-) Land $5,000 Building $50,000$134,146 (+12.2%) Land $12,195 Building $121,951
2023$55,000 (-) Land $5,000 Building $50,000$119,565 (+15.22%) Land $10,870 Building $108,695
2022$984.00$55,000 Land $5,000 Building $50,000$103,774 Land $9,434 Building $94,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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