607 Spencer Dr, Brandon, MS 39042 Property Records

Rankin County property record for 607 Spencer Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,031 sqft · built 1989
Lot Size	0.412 acres (17,951 sqft)
Owner	Individual Name on File
Last Sale	$145,800 (Dec 2009)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I09A000011 00070`

Property Details

APN / Parcel Number

Primary APN	`I09A000011 00070`
Alternative APN	`33196`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,031 sqft Adjusted Area
Gross Area	1,911 sqft
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,951 sqft (0.412 acres)
Patio Area	192 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	33196
Street Address	607 SPENCER DR
City	BRANDON
State	MS
Zip	39042-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 PECAN RIDGE SUB PART 1 DB 581 PG 0602 0080189 DB 601 PG 0634 0061990 DB 625 PG 0122 0070291 DB 790 PG 0399 0020397
Legal Range	03E
Legal Township	05N
Legal Section	09
Legal Subdivision	PECAN RIDGE SUB
Legal Lot Number	7
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1002
Census Tract	20213

Owner

607 Spencer Dr is owned and occupied by an individual who bought it in December 2009.

Source: Rankin County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	607 SPENCER DR, BRANDON, MS 39042-8383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2009 · Amount on File
Deed Sale	Dec 7, 2009 · Amount on File
Prior Sale	Oct 12, 2007 · Amount on File
Deed Book / Page	2009 / 24252
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	607 SPENCER DR, BRANDON, MS 39042-8383
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060322
Date	Jul 28, 2025
Book Page	3025/60322

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	121 Months
Due	Aug 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 607 Spencer Dr was $1,696 with a homeowner's exemption, up 0.1% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (+0.06%) Homeowner's exemption	$15,078
2024	$1,695.00		$150,780 Land $35,000 Building $115,780
2023		$13,572
2021			$135,720 Land $35,000 Building $100,720
2019	$982.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 607 Spencer Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Spencer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20