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631 Spencer Dr, Brandon, MS 39042 Property Records

Rankin County property record for 631 Spencer Dr, Brandon, MS 39042

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 2,197 sqft · built 1993
Lot Size0.259 acres (11,302 sqft)
OwnerIndividual Name on Record
Tax Bill$869 (2025)
Deeds & MortgagesJan 2026 Transfer
Mar 2025 Transfer
Flood ZoneZone X (minimal risk)
APNI09A000012 00740

Property Details

APN / Parcel Number

Primary APNI09A000012 00740
Alternative APN
  • 33263

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,197 sqft Adjusted Area
1st Floor Area1,782 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area11,302 sqft (0.259 acres)
Patio Area169 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number33263
Street Address631 SPENCER DR
CityBRANDON
StateMS
Zip39042-8383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 PECAN RIDGE SUB PART II DB 676 PG 0479 0072793 DB 687 PG 0050-0000 0120293 DB 771 PG 0165 0070896
Legal Range03E
Legal Township05N
Legal Section09
Legal SubdivisionPECAN RIDGE SUB
Legal Lot Number74
JurisdictionRANKIN MS
Township / Civil Division4
Census Block Group1
Census Block1002
Census Tract20213

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address631 SPENCER DR, BRANDON, MS 39042-8383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Transfer on Death Deed, Transfer
Mar 28, 2025Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 6, 2025
Transfer Doc0000006696
Record UpdatedSep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRANKIN MS
Recording DateJan 12, 2026
Property Address631 SPENCER DR, BRANDON, MS 39042-8383
Document Number0000000620
Book / Page2026 / 620
Instrument DateJan 12, 2026
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address631 SPENCER DR, BRANDON, MS 39042-8383

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 CHERRY ROSE TRL, CANTON, MS 39046-5021

March 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRANKIN MS
Recording DateMar 28, 2025
Property Address631 SPENCER DR, BRANDON, MS 39042-8383
Document Number0000006696
Book / Page2025 / 6696
Map ReferenceMB 642 PG 542
Instrument DateMar 6, 2025
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address631 SPENCER DR, BRANDON, MS 39042-8383

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 BERMUDA DR, PEARL, MS 39208-5410

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
MunicipalityBrandon City
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$869.00 (-54.57%) Homeowner's exemption Senior Citizen's exemption$16,727 (-)
2024$1,913.00 (+211.56%) Homeowner's exemption$16,727 (+6.89%)$167,270 (+6.89%) Land $35,000 Building $132,270
2023$15,649
2021$156,490 Land $35,000 Building $121,490
2019$614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (1980–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAYLORSVILLE W/A #1
public/private · serves 1,845 people · EPA ID MS0610028
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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