Rankin County property record for 632 Spencer Dr, Brandon, MS 39042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,914 sqft · built 1993 |
| Lot Size | 0.291 acres (12,705 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,972 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I09A000012 00690 |
| Primary APN | I09A000012 00690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,914 sqft Adjusted Area |
| 1st Floor Area | 1,551 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,705 sqft (0.291 acres) |
| Patio Area | 163 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 33258 |
|---|---|
| Street Address | 632 SPENCER DR |
| City | BRANDON |
| State | MS |
| Zip | 39042-8382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 PECAN RIDGE SUB PART II DB 664 PG 0547 0021193 DB 673 PG 0300 0060993 DB 702 PG 0518 0060394 |
| Legal Range | 03E |
| Legal Township | 05N |
| Legal Section | 09 |
| Legal Subdivision | PECAN RIDGE SUB |
| Legal Lot Number | 69 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20213 |
632 Spencer Dr is owned and occupied by two individuals who acquired it in September 2020.
Source: Rankin County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 SPENCER DR, BRANDON, MS 39042-8382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY BANK |
| Nov 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK |
| Feb 7, 2022 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2020 |
| Transfer Doc | 0000002970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 632 SPENCER DR, BRANDON, MS 39042-8382 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015603 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 3021/15603 |
| Name | COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Nov 30, 2021 |
| Property Address | 632 SPENCER DR, BRANDON, MS 39042-8382 |
| Document Number | 0000030835 |
| Book / Page | 2021 / 30835 |
| Instrument Date | Nov 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 SPENCER DR, BRANDON, MS 39042-8382 |
| Document Number | 0302115603 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 3021/15603 |
| Name | COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Feb 7, 2022 |
| Property Address | 632 SPENCER DR, BRANDON, MS 39042-8382 |
| Document Number | 0000002970 |
| Book / Page | 2022 / 2970 |
| Instrument Date | Sep 29, 2020 |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 BUSICK WELL RD, BRANDON, MS 39042-3639 |
The 2025 property tax bill for 632 Spencer Dr was $2,972, up % from the year before.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| Municipality | Brandon City |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,972.00 (+0.03%) | $22,452 | |
| 2024 | $2,971.00 | $149,680 Land $35,000 Building $114,680 | |
| 2023 | $21,024 | ||
| 2021 | $140,160 Land $35,000 Building $105,160 | ||
| 2019 | $667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 632 Spencer Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1980–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 632 Spencer Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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