607 Red River Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 607 Red River Ave S, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,020 sqft · built 2005
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on File
Last Sale	$441,000 (May 2022)
Tax Bill	$6,042 (2026)
Deeds & Mortgages	May 2022 Sale Nov 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`48-29138-0075`

Property Details

APN / Parcel Number

Primary APN	`48-29138-0075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	146 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	607 RED RIVER AVE S
City	COLD SPRING
State	MN
Zip	56320-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.43 AC PT OF NE4SE4 DAF: BEG 94.15' & N89D W 125' OF INT OF W ROW CR 2 & N LN NE4SE4 - S00D W 172' TO SL RIVER - E'LY ALG SL
Legal Range	30W
Legal Township	123
Legal Section	22
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	4
Census Block	4004
Census Tract	11302

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	607 RED RIVER AVE S, COLD SPRING, MN 56320-2562
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 2, 2017	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	20221410038
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 18, 2022
Property Address	607 RED RIVER AVE S, COLD SPRING, MN 56320-2562
Document Number	00A1632777
Instrument Date	Apr 9, 2022
Instrument	A1632777
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 RED RIVER AVE S, COLD SPRING, MN 56320-2562

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 2, 2017
Property Address	607 RED RIVER AVE S, COLD SPRING, MN 56320-2562
Document Number	00A1508235
Instrument Date	Oct 10, 2017
Instrument	A1508235
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	607 RED RIVER AVE S, COLD SPRING, MN 56320-2562

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,042.00 (+15.44%)
2025		$489,700 (+6.97%) Land $137,400 Building $352,300	$489,700 (+6.97%) Land $137,400 Building $352,300
2023	$5,234.00	$457,800 Land $126,400 Building $331,400	$457,800 Land $126,400 Building $331,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1997–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BIF IV Intrepid HoldCo, LTD Broadband, Verizon.

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