Stearns County property record for 605 Red River Ave S, Cold Spring, MN 56320
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1930 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Sep 2020) |
| Tax Bill | $2,426 (2026) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 48-29138-0055 |
| Primary APN | 48-29138-0055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 998 sqft |
| 1st Floor Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 164 ft deep x 30 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 605 RED RIVER AVE S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2562 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | .46A NE4SE4 N OF RIVER & W OF CR 2 LESS W 100' LESS PT DAF: BEG 94.15' S & N89D W 125' OF INT OF W ROW CR 2 & N LN NE4SE4 - |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 11302 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 RED RIVER AVE S, COLD SPRING, MN 56320-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Aug 31, 2016 · Amount on Record |
| Deed Document Number | 20201580201 |
| Prior Transfer Date | Aug 21, 2020 |
| Prior Transfer Doc | 00A1580201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 15, 2020 |
| Property Address | 605 RED RIVER AVE S, COLD SPRING, MN 56320-2562 |
| Document Number | 00A1580201 |
| Instrument Date | Aug 21, 2020 |
| Instrument | A1580201 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 RED RIVER AVE S, COLD SPRING, MN 56320-2562 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,426.00 (+17.88%) | ||
| 2025 | $202,900 (+8.27%) Land $94,100 Building $108,800 | $202,900 (+8.27%) Land $94,100 Building $108,800 | |
| 2023 | $2,058.00 | $187,400 Land $90,900 Building $96,500 | $187,400 Land $90,900 Building $96,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Intrepid Fiber Networks, Verizon.
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