Smith County property record for 607 E McKay St, Troup, TX 75789
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,733 sqft · built 1940 |
| Lot Size | 0.908 acres (39,596 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,899 (2025) |
| Deeds & Mortgages | Apr 2025 Construction Loan Apr 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R036421 |
| Primary APN | R036421 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| 1st Floor Area | 1,733 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 39,596 sqft (0.908 acres) |
| Porch | Porch |
| Porch Area | 85 sqft |
| Wet Bar | Wet Bar |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | R036421 |
|---|---|
| Street Address | 607 E MCKAY ST |
| City | TROUP |
| State | TX |
| Zip | 75789-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST A0010 E GEETRACT 4B |
| Legal Subdivision | A0010 E GEE |
| Legal Tract | 4B |
| Jurisdiction | SMITH TX |
| Township / Civil Division | TROUP-ARP |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2101 |
Source: Smith County records · APN R036421
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31282 HIGHWAY 94, CAMPO, CA 91906-3110 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2025 | Deed of Trust, Mortgage · Construction Mortgage HOMETOWN EQUITY MORTGAGE |
| Apr 25, 2025 | Vendor's Lien, Transfer DBA TITLE & ESCROW OF TX INC |
| Jun 03, 2020 | Warranty Deed, Transfer FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 |
| Deed Sale | Apr 25, 2025 |
| Prior Sale | Jun 03, 2020 |
| Deed Document Number | 202501012028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 607 E MCKAY ST, TROUP, TX 75789-1421 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31282 HIGHWAY 94, CAMPO, CA 91906-3110 |
| Document Number | 0001011946 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 202501011946 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Apr 25, 2025 |
| Property Address | 607 E MCKAY ST, TROUP, TX 75789-1421 |
| Document Number | 0001012028 |
| Instrument Date | Apr 10, 2025 |
| Instrument | 202501012028 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | DBA TITLE & ESCROW OF TX INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 31282 HIGHWAY 94, CAMPO, CA 91906-3110 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jun 03, 2020 |
| Property Address | 607 E MCKAY ST, TROUP, TX 75789-1421 |
| Document Number | 0000017999 |
| Instrument Date | Jun 01, 2020 |
| Instrument | 17999 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 607 E MCKAY ST TROUP TX 757891421, TROUP, TX 75789-1421 |
| Document Number | 18000 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 18000 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 02, 2050 |
Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Troup City |
| Unified School District | Troup Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,899.00 (+15.87%) | $208,350 (+39.01%) Land $43,369 Building $164,981 | $208,350 (+39.01%) Land $43,369 Building $164,981 |
| 2024 | $3,365.00 (+25.65%) | ||
| 2023 | $2,678.00 (+6.86%) | $149,879 Land $20,283 Building $129,596 | $149,879 Land $20,283 Building $129,596 |
| 2022 | $2,506.00 |
Source: FEMA National Flood Hazard Layer as of September 2, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Etex Telephone Cooperative, Spectrum.
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TROUP serves 2,006 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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