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605 E McKay St, Troup, TX 75789 Property Records

Smith County property record for 605 E McKay St, Troup, TX 75789

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,022 sqft · built 2005
Lot Size0.528 acres (23,000 sqft)
Owner2 Company Names on File
Tax Bill$6,306 (2026)
Deeds & MortgagesOct 2022 Transfer
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR135443

Property Details

APN / Parcel Number

Primary APNR135443
Alternative APN
  • 1-00000-0010-40-004040

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,022 sqft Living Area
1st Floor Area2,022 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area23,000 sqft (0.528 acres)
Garage TypeCarport
Garage Area750 sqft
CarportCarport
Carport Area750 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area20 sqft
Patio Area668 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account NumberR135443
Street Address605 E MCKAY ST
CityTROUP
StateTX
Zip75789-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABST A0010 E GEETRACT 4D S40
Legal SubdivisionA0010 E GEE
Legal Tract4D
JurisdictionSMITH TX
Township / Civil DivisionTROUP-ARP
Census Block Group3
Census Block3011
Census Tract2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 236, ARP, TX 75750-0236
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Intrafamily Transfer, Transfer
Jun 26, 2017Deed of Trust, Mortgage
AUSTIN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 25, 2022
Transfer Doc0000040831
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSMITH TX
Recording DateOct 26, 2022
Property Address605 E MCKAY ST, TROUP, TX 75789-1421
Document Number0001040831
Map ReferenceVOL 1160 PG 336
Instrument DateOct 17, 2022
Instrument202201040831
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address16268 COUNTY ROAD 246 S, ARP, TX 75750

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address605 E MCKAY ST, TROUP, TX 75789-1421
Document Number0000025960
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address605 E MCKAY ST TROUP TX 757891421, TROUP, TX 75789-1421

Mortgage

Document Number0000025960
DateJul 5, 2017
Instrument25960
Lender
NameAUSTIN BK
TypeBank
AddressWHITEHOUSE, TX 75791
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTroup City
Unified School DistrictTroup Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,306.00 (+1.51%)$357,267 (+1.5%) Land $29,456 Building $327,811$357,267 (+1.5%) Land $29,456 Building $327,811
2025$6,212.00 (-2.62%)$351,995 (+9.06%) Land $27,865 Building $324,130$351,995 (+9.06%) Land $27,865 Building $324,130
2024$6,379.00 (+10.61%)
2023$5,767.00 (+17.57%)$322,745 Land $13,317 Building $309,428$322,745 Land $13,317 Building $309,428
2022$4,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROUP
serves 2,006 people · EPA ID TX2120003
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Etex Telephone, Spectrum.

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