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505 E McKay St, Troup, TX 75789 Property Records

Smith County property record for 505 E McKay St, Troup, TX 75789

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,399 sqft · built 1935
Lot Size1.95 acres (85,203 sqft)
Owner2 Individual Names on Record
Last Sale$273,980 (Jun 2024)
Tax Bill$4,813 (2026)
Deeds & MortgagesJan 2024 Foreclosure
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNR036454

Property Details

APN / Parcel Number

Primary APNR036454
Alternative APN
  • 1-00000-0010-50-016012

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,399 sqft Living Area
1st Floor Area528 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area85,203 sqft (1.95 acres)
Garage TypeCarport
Garage Area462 sqft
CarportCarport
Carport Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area768 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account NumberR036454
Street Address505 E MCKAY ST
CityTROUP
StateTX
Zip75789-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABST A0010 E GEETRACT 16A.2 S50
Legal SubdivisionA0010 E GEE
Legal Tract16
JurisdictionSMITH TX
Township / Civil DivisionTROUP-ARP
Census Block Group3
Census Block3011
Census Tract2101

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address505 E MCKAY ST, TROUP, TX 75789-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Trustee's Deed, Foreclosure
Oct 12, 2017Deed of Trust, Mortgage · Line of Credit
PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2024 · Amount on Record
Deed SaleJun 4, 2024 · Amount on Record
Prior SaleJun 4, 2024
Deed Document Number202415846
Prior Transfer DateJan 25, 2024
Prior Transfer Doc0000002432
Record UpdatedOct 29, 2026

January 2024: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSMITH TX
Recording DateJan 26, 2024
Property Address505 E MCKAY ST, TROUP, TX 75789-1419
Document Number0001002432
Instrument DateJan 2, 2024
Instrument202401002432
Transaction TypeForeclosure
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4211 GREAT TRINITY FOREST WAY, DALLAS, TX 75241-7805

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address505 E MCKAY ST, TROUP, TX 75789-1419
Document Number0000044549
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E MCKAY ST TROUP TX 757891419, TROUP, TX 75789-1419

Mortgage

Document Number0000044549
DateOct 30, 2017
Instrument44549
Lender
NamePARAMOUNT EQUITY MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 29, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTroup City
Unified School DistrictTroup Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,813.00 (-19.88%)$338,744 (-0.47%) Land $72,354 Building $266,390$338,744 (-0.47%) Land $72,354 Building $266,390
2025$6,007.00 (+79.31%)$340,353 (+24.57%) Land $70,770 Building $269,583$340,353 (+24.57%) Land $70,770 Building $269,583
2024$3,350.00 (+20.16%)
2023$2,788.00 (-20.43%) Homeowner's exemption$273,218 Land $35,965 Building $237,253$273,218 Land $35,965 Building $237,253
2022$3,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROUP
serves 2,006 people · EPA ID TX2120003
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Etex Telephone, Spectrum.

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