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607 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 607 E 8th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,020 sqft · built 2023
Lot Size0.086 acres (3,746 sqft)
OwnerIndividual Name on Record
Last Sale$2,962 (Nov 2016)
Tax Bill$996 (2025)
Deeds & MortgagesAug 2023 Construction Loan
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN17928-000-000

Property Details

APN / Parcel Number

Primary APN17928-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,020 sqft Living Area
1st Floor Area1,020 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area3,746 sqft (0.086 acres)
Lot Dimensions125 ft deep x 30 ft wide
PorchOpen Porch
Porch Area158 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address607 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSTILLMAN HTS LOT 68 MAP 105B4 ORB 3848 P 398 ORB 3877 P 534
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSTILLMAN HTS
Legal Lot Number68
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2040
Census Tract1600

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20624 BECKY DR, MC CALLA, AL 35111-1555
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · Construction Mortgage
CITY OF PANAMA CITY
Feb 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2016 · Amount on Record
Deed SaleNov 8, 2016 · Amount on Record
Prior SaleNov 1, 2016 · Amount on Record
Deed Document Number201662383
Deed Book / Page3848 / 398
Last Transfer DateFeb 24, 2017
Transfer Doc0038770534
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address607 E 8TH ST, PANAMA CITY, FL 32401-3531
Transaction TypeMortgage
Record UpdatedSep 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047231003
DateAug 23, 2023
Book Page4723/1003
Instrument2023053581
Lender
NameCITY OF PANAMA CITY
TypeGovernment Agency
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateFeb 24, 2017
Property Address607 E 8TH ST, PANAMA CITY, FL 32401-3531
Document Number0038770534
Book / Page003877 / 000534
Instrument DateFeb 24, 2017
Instrument10671
Transaction TypeTransfer
Record UpdatedMay 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4075 LAKEWOOD DR BESSEMER AL 350206022, BESSEMER, AL 35020-6022

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$996.00 (-18.69%)$27,373 (+259.51%)$133,171 (+1,649.03%) Land $9,024 Building $124,147
2024$1,225.00 (+301.64%)
2023$305.00 (-2.56%)$7,614 (+34.33%) Land $7,614$7,614 (+34.33%) Land $7,614
2022$313.00$5,668 Land $5,668$5,668 Land $5,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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