Bay County property record for 544 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1942 |
| Lot Size | 0.182 acres (7,971 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $850 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17715-000-000 |
| Primary APN | 17715-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Heated Area |
| Gross Area | 1,230 sqft |
| 1st Floor Area | 1,104 sqft |
| Interior Walls | Wood |
| Year Built | Built 1942 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,971 sqft (0.182 acres) |
| Lot Dimensions | 125 ft deep x 64 ft wide |
| Porch | Porch |
| Porch Area | 126 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 544 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | ST CHARLES ADD LOTS 12, 13 BLK 3 ORB 3572 P 1030 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | ST CHARLES ADD |
| Legal Block | 3 |
| Legal Lot Number | 12,13 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 1600 |
544 E 8th St is owned by an individual who acquired it in December 2013.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12087 NW 31ST DR, CORAL SPRINGS, FL 33065-3219 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2013 |
| Deed Sale | Dec 17, 2013 |
| Deed Document Number | 0035721030 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 544 E 8th St was $850.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 | $57,096 Land $19,251 Building $37,845 | $57,096 Land $19,251 Building $37,845 |
| 2023 | $961.00 (+16.48%) | $49,159 (+27.89%) Land $16,243 Building $32,916 | $49,159 (+27.89%) Land $16,243 Building $32,916 |
| 2022 | $825.00 | $38,438 Land $12,092 Building $26,346 | $38,438 Land $12,092 Building $26,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 544 E 8th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 544 E 8th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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